Which credit card starts with 4388?
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Answer . I assume you are referring to the SOL, although the 5 years doesn't sound quite correct.\nNevertheless, the "time" starts from the time the account becomes delinquent. Some states see that as being six months after no payment has been made. Check the statutes for the state you reside in.…. (MORE)
Answer . \nAfter the creditor wins a lawsuit and has been awarded a judgment against the debtor and then files the judgment as a wage garnishment action.
Answer . \nThe SOL begins when an account is considered in default. SOL's only apply to lawsuits, they do not halt collection procedures by the OC or an assigned collection agency.
Credit cards were invented in 1950 by Frank X. McNamara and some buddies while out at dinner. it is part of the loan in every way
A credit card is part of a system of payments named after the small plastic card issued to users of the system. It is a card entitling its holder to buy goods and services based on the holder's promise to pay for these goods and services. ... for more info: http://en.wikipedia.org/wiki/Credit_car…d (MORE)
Answer . \nNo, not if you are applying for only one. If you apply for multiple cards, even if you get them ALL, that looks bad. (It might look like you are planning on running up a lot of those new cards and getting in way over your head in debt. And then being unable to repay.) Applying for one …makes good sense. (MORE)
What should you do if you have a lot of credit card debt then moved from the US to Europe and a credit card company starts to call you?
Answer . Pay off the debt.. Answer . Pay the debts that you owe. Don't you feel responsibility for the debts that you incur?
Answer . A statute of limitations on a credit card typically begins to run at the time of the last correspondance. If you write them a letter, or talk to them on the phone, the debt is still considered active. If the last time you paid is the last time you had any contact, that would be the da…te. (MORE)
There are available credit card companies that offer a chance for people to have credit cards even though they don't have a credit card history. Even people who have a bad credit card history can still be a candidate for the application. Though it will be harder for one to get his/her application gr…anted. (MORE)
Absolutely. Neither the credit card company nor its lawyer wants to spend time and money in going to trial, getting a judgment, then trying to collect through garnishment or levy. Most want to simply get a decent amount of money and close the file. Also, many credit card debts include unconscionable… amounts of interest and fees. This means the company has enough of a cushion to accept less than the amount owed but still make a profit. Plus, the company will probably take a bad debt tax deduction on the amount between what is owed and the amount you settle for. So even if you settle for, say, $1000 less than what is owed, the company will get a tax deduction of maybe 25%, meaning that it really loses only $750. Many companies have standard percentages they will settle for. For many it is about 70%. But you might have to pay it immediately. Remember, if the complaint has been filed and served on you, be sure to file an answer on time. (MORE)
Answer . It all depends on your goals. If you are trying to establish credit then a small balance low interest bank or retail card is best because you can pay it off with no problem. At this point, you are not trying to finance your business with your crtedit card. You are just showing the world… you can handle debt. After a few months, Experian will open a credit file for you. Once you display any level of responsibility and generate a decent Experian Business credit score then corporate greed will take over and EVERYONE will Send you offers. In fact when your Experian Business score gets above 80 the world becomes yours. When my company's Experian Business Credit Score reached 85 I got a Citi Platinum Business card with a credit limit of $15,000 and a Home Depot Master card with a credit of $13,000 all within a 30 day peroid.. Good Luck. Good Hunting.. blog.edvest1.com (MORE)
Yes there are secured credit cards available to those with credit issues and also pre-paid options
Answer Yes you can! The method is called : Balancetransfer. I did it for 2 months in a row. I had no moneyto pay my VISA card. However, my Discover card had $1000.00 ofcredit available. My Visa card bill wanted a minimum payment of$300.00. So I transferred $300 from my Discover card (which I wasno…t using anyway) to my Visa card. The next month, I did not havemoney enough to pay all my bills. So I transferred $ again fromDiscover to Visa. I did an online Balance transfer. *NOTE Balance transfers do not get approved right away. It can take anywhere from 3-14 businessdays. Depends on what credit card company it is & depends onthe amount of the transfer. So leave yourself enough time beforethe due date of the credit card (you are transferring money to). Also, be careful with this... the fees for balance transfers cansometimes be steep, and they will increase your debt. Every creditcard is adding interest to your debt each month, so don't getyourself into a situation where you are just adding debt and neverhave a chance to get out. (MORE)
I've added the links for the 4 main credit card companies business card options, however many banks will also offer credit cards that are associated with your business accounts. Capital One offers some nice options for Visa Business Cards.
i am not sure i am searching myself because i am being told i owe 2000 by Joseph & Stevens and its bank 1 and that's the account number. i called bank 1 now chase and they don't know is this a scam?
Yes there are credit cards for bad credit. If you have bad credit and want to get another major credit card, you should think the circumstances that you will be facing because it is not as easy as what you think. Although there are lenders who will give you another major credit card, you need to… pass lots of documents as requirements and the interest rates will higher. The mentality of some people is that, it is easy to spend or be tempted to spend when using cards and using cash. When you have bad credit, getting another card will not help rebuilding or re-establish your credit history. The chance of getting a new major credit card is slim. But, possible to other banks or agencies, although probably, a better chance to have a minor card instead of major due to your bad credit history. (MORE)
Well it depends on what bank you have. For example: if you have bank of America, you would go to the bank and ask to get a credit card..... It's as simple as that, but you need to answer questions sign paper, etc.
To become a registered ISO (Independent Sales Organization) of a major processor you need to first select the network you would like to represent: Elavon, the one I use, First Data, RBS LYNK, Global Payments, Chase Paymentech etc... Depending on the requirements of each processor you will need to… submit at least $10K to Visa & MasterCard, write a business plan, go through a large background check, guarantee a certain amount of business, and go through training. I went through the process within the past year, and the biggest thing is find the right fit with a processor. (MORE)
Yes you can! If you can afford to place a security deposit of $200 or more you can get a secured credit card. You are guaranteed approval for a secured credit card regardless of how bad is your credit and what is your income. There is also a chance that you might be able to get an unsecured cred…it card, if your credit is closer to fair than bad. (MORE)
A credit limit is the maximum amount of credit that a lender will extend to a debtor for a particular tradeline. For example, it is the most that a credit card company will allow a card holder to take out at once on a card. This limit is based on a variety of factors ranging from an individual's a…bility to make interest payments, an organization's cashflow and/or ability to repay the credit card debt. (MORE)
Yes, there are some credit cards that offer credit even without a limit such as AccountNow, Prepaid MasterCard, Wired PlasticTM, Prepaid VisaCard, Centennial Secured CreditCard, The MangoTM MasterCard Prepaid Card and more.
A credit card issued by a Bank giving the holder an option to usefunds, mostly at sales point. You can pay your utility bills onlineor can do E-shop from online shopping portals. A credit card comeswith certain benefits, fees and reward points. These are someexplained benefits of a credit card: Co…nvince Save Time and travel no need to search of ATM or keeping cash inpocket. Track your Expenses Credit card helps you to Track and maintain your ExpensesHistory. Low Cost loan You can rotate your Credit to save today when your cash isavailable next week. Quick Cash When you are running out of cash, you can withdraw from ATM viaCredit Card. Cash Back Offer Most of credit card offer you cash back offer on what you spendfrom credit card. Reward Point Credit Card gives you reward point you on the amount you spend butinstead of cash you earn them in Point form, When you collect acertain number of reward point, you can redeem these reward pointfor gift voucher, movie ticket, Digital or Electrical appliances,lifestyle product and so on. Discount Some shop or E-Commerce portal or Airline offer Discount Cut Cost on Overseas Spending Most of Debit/Credit card charge you a foreign loading fees, butSome Credit Card waive off foreign loading fees. (MORE)
Generally cards start with 5 are Mastercards, cards that start with 4 are visa. I learned this when working in an apartment rental business office.
VISA. MasterCard starts with 5. . This article explains how all card numbers work. . http://money.howstuffworks.com/personal-finance/debt-management/credit-card1.htm
I just tried charging a credit card that starts with 4388 and was told it's not a valid credit card number.....
Lenders like to see a mix of Fixed term and Variable term accounts on your report. A credit card is a good start as long as you only use around 33% max of your limit but lenders also like to see unsecured loans from banks that are being paid on time.
A credit card that begins with the number 4 is issued by the VisaCredit Card Company. The Bank of Wichita credit cards have beendesignated with the beginning numbers of 4462.
Credit Card debt is considered an Open Line of Credit. The Statute of Limitations for collection in Indiana is 6 years. That is measured from the last use or payment.
The first digit tells you what industry the card belongs too, 4,5,6 are banking & financial (Visa, Mastercard, Discover in that order) Amex is considered to be travel & Entertainment.... 9 would be national assignment.
If a cosigner on your car loan start getting bad credit from her credit cards should it affect your credit too?
not if you make your payments like you should a cosigner is only called upon if you default on your loan
"Credit" sounds very good, that's why they call it a credit card. When you use a credit card, you go into debt. Yes, that's as bad as it sounds. So don't use a credit card. It will cost you an arm and a leg, perhaps literally.
They will offer you a low introductory interest rate which will encourage you to use your credit card.
Credit cards are the order of the day especially in these tough economic times. Many credit card companies have changed their terms not to mention making it more difficult for consumers to obtain new credit cards. The new Obama administration has also brought in new legislation to curb the bad pr…actices that was in the industry. Yet even now credit card applications for people with bad credit are still available if you look hard enough. (MORE)
Credit cards aid to build credit history in the same manner that any debt, whether it is from purchasing a car or by just paying rent. Be responsible with credit cards. You should not overspend. .
North Carolina has set the statute of limitations for an open ended account at 3 years. A credit card is an open ended account. That will be measured from the last communications from the debtor. The credit card may be based on a different jurisdiction which could be longer! You need to check your a…greement for the applicable jurisdiction. (MORE)
Credit cards are open ended accounts. The issuing bank has a limit as to how much can be borrowed against the account. The top amount is the credit limit.
The first digit in your credit-card number signifies the system : . 3 - travel/entertainment cards (such as American Express and Diners Club) . 4 - Visa . 5 - MasterCard . 6 - Discover Card
There are a wide variety of credit card companies willing to give people with bad credit a chance to prove themselves. Keep in mind, these offers tend to have much higher interest rates (and additional fees) when compared to standard credit cards. But if you pay on-time and build up a good track rec…ord, eventually you can upgrade to better offers. (MORE)
The type of credit card that starts with the number 8 is atelecommunications credit card. This type of card would only beused with a specific company, unlike major credit cards that can beused at any retailer.
Credit cards that start with the numbers 4485 are Visa cards thatare issued from US Bank. This is one of the many algorithms thatare found on credit cards.
Each credit card issuer have their own identifying cards that startthe credit card number. In the case of a card that starts with4802, the card was issued by Capital ONE FSB Business and is a Visacard.
It's a debit card from United Kingdom called "Switch." You can find a link to credit card bin (prefix) numbers below.
No credit cards start with 00000000, but those numbers could be used say, on a TV commercial where they show an example credit card, and even on promotional cards created as advertisements. For both it's a good idea to use an obviously not real credit card number so people don't try to use it.
There are two* types of credit cards, secured and unsecured. Usually the best credit cards for rebuilding credit are secured credit cards. They work just like an unsecured card, but you need to post a security deposit against a secured card in addition to any annual/monthly fees. One secured card th…at stands out is the Capital One Secured Card, since the annual fee is reasonable and the security deposit can be as low as $49 for a limit of $200 (terms may change, this statement is as of this writing). Most secured credit cards require a deposit that will match your credit limit. Noted cards that give a limit equal to the deposit include the Platinum Zero Card from Applied Bank and Open Sky Secured Card. * in reality, there are three different types. Along with the two types mentioned, there are partially secured cards. These cards may not necessarily require a security deposit equal to the limit. However, these are usually classed amongst fully secured cards since a deposit is still necessary. (MORE)
Both Orange and Barclays have issued MasterCard debit cards starting with 5308. There may be others as well.
There are 3 cards that start with 5108.... ING Direct Debit card The Bancorp Bank - Higher One MasterCard Debit Card Lake Michigan Credit Union - Mastercard Debit Card
Debt consolidation is the taking out of one massive loan to pay off all the smaller ones. This puts the loaners at risk for bankruptcy. This is done to maintain a low interest rate.
Your credit card company will send you a bill and these bills will include a pre-addressed envelope. Mail the check in that and it will be applied to your bill.
It is often difficult for one to get credit card with no credit. Some banks offer MasterCard and Visa credit cards to those who are trying to establish a credit history. One can apply for these cards through a bank and see if there is an approval. If not one might wish to try to get a department …store or gas company credit card to establish credit. (MORE)
You need to get in contact with your credit card company and make an agreement on how you are going to pay back your debts. The cost to doing a credits card debt settlement is that you end up with a very bad credit score.