If your health insurance has maxed and is no longer paying but you are still paying premiums to stay covered should you receive insurance-covered rates at the medical facility?
I would say YES. It seems similar to me, that it's the same question as, what if the insurance isn't paying because it's below the deductible? I know for a fact there that you get the Insurance Negotiated rate.
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Can you waive the group health insurance offered by your employer and receive more pay because they do not have to pay a premium for you?
Traditionally, medical benefits are offered on a "take it or leave it" basis, meaning that you have the option to waive the insurance - but will not receive increased pay beca…use of it. Increasing your salary because you waived benefits is a newer, more progressive concept that some businesses (typically, smaller businesses) are leaning toward. Ask your employer about their policy on this. No. For a detailed explanation on an ATtorney's site visit sgilaw.com for more information visit www.steveshorr.com
Can an employer offer the same insurance to employees but fully cover the premiums for some and require others to pay half of the premiums?
No, if they are similiary situated individuals. It could be done by class - say management vs. salaried For more details http://www.steveshorr.com/dictionary.htm#Similarly_Sit…uated_Non-COBRA_Beneficiaries
Generally NO. In CA it's in violation of AB 1672 - Insurance Code 10700 If you're the ONLY employee that might work. If there is more employees, individual plans have the disa…dvantage of being medically underwritten and there is some employee now or in the future who won't be eligible. In a group plan, ALL employees are covered regardless of medical conditions. Also all "similarly situated individuals" must be treated equally.. A different Perspective . It is possible if the employer is using a Health Reimbursement Arrangement (Section 105 Plan) for all employees. As stated above, the employer can not discriminate and must treat all employees equally. Generally what they can not do is have both an employer sponsored insurance plan for some employees and an HRA plan to reimburse some employees with their own individual plan.
Cancellation of health insurance policy can be more complicatedthan most other types of insurance. so following the rightprocedure when cancelling a health policy can ensure t…hat you don'tface any problems along the way. 1. The policy holder need to call the insurance company to cancelthe policy. Apart from submitting cancellation request and e-mail. 2. Make sure to get the name of the customer service representativethat you speak with, and write down the confirmation number at theend of the call. 3.Read through your policy carefully to determine what the refundrequirements of your policy are. Most new policies have a graceperiod when you first purchase it, where you can cancel and obtaina full refund, usually within the first 10 to 30 days, depending onthe insurance company. 4.Some states do not allow a refund of an annual policy that you'vepurchased. Check with the public health department of your ownstate to understand the basic rules governing insurancecancellation. 5. Call your insurance company directly instead of calling yourinsurance agent. Now the last on list keep a follow up the phone call with writtennotice regarding your request to cancel the policy And also mentionthe phone call with the name of representative that you spoke with.Write that you are sending the letter to submit a written record ofyour cancellation as a follow up to the phone call.
Must you reimburse your insurance company for medical bills paid on your behalf when you get a settlement from the other insurance company even though youve been paying premiums to cover medical costs?
Answer . normaly yes, many people dont. you can wait it out, see if they ever catch on. if not go buy some shoes, if they do, which usually takes at least a year, get read…y to return the shoes. eventually the insurance companies settle their explanation of benefits, and find out who owes what.
Can a company stop paying health insurance premiums causing the insurance to be cancelled without notifying employees although employees are still paying for insurance?
No. I don't have the citation off hand, though. If nothing else you'd probably qualify for HIPAA.
In CA, yes. This may jeopardize the entire plan, as the Insurance Companies, generally require the employer to pay at least 50% of the premium. The employer could shop rate…s at http://www.quotit.net/eProGroup/login.asp?brokerID=23433638&license_no=0596610 with no obligation. Healthy employees, no pre-exisiting conditions can shop for individual plans here http://www.quotit.net/eproIFP/webPages/infoEntry/InfoEntryZip.asp?license_no=0596610 Those with health problems would not be able to get COBRA if there is no group health plan in force. They could get HIPAA http://www.steveshorr.com/HIPAA.Rates.htm
At age 87 I would imagine you have a whole life policy and it is probably paying dividends. The dividends may be enough to pay the annual premium or at the very least a porti…on of it. If this is the case you could probably arrange for such and no longer make premium payments. Call the insurance companies customer service department or your agent and inquire. Be careful of churning where they may suggest using cash values of one policy to take out and pay for another policy.
If an employer pays the premium on medical insurance and forces an employee to take that coverage is there anything the employee can do if they are covered under another plan?
Contact your human resource or personnel department people. If you have to self-pay for your health insurance coverage at your workplace you may be able to select not paying f…or it and decline the coverage. It depends on the insurance laws in your state and what is the policy at your workplace. If your employer pays for the insurance for you and you don't have to pay anything then why turn it down? Medical care is very expensive. And if you lose your job you may be able to continue that coverage until you have coverage from a new job.
its paid on the value of goods travelling in it n value of the ship
The answer depends on your location, income, and the medication.Access to low cost medication is restricted by federal law. Contactyour local office for information specific t…o your situation.
Health savings account are tax free, and the money that wassupposed to pay the taxes can be used for long term care expenses
yes they do have to pay health insurances
Only if it is considered medically necessary or if it is for an emergency room visit.
Insurance coverages vary from state to state and this sounds like one that may be a hot item in one state but not another. In most states whether or not the driver received a …DUI would have no effect on the payment of medical payments coverage. Med Pay was designed to offer quick payment for emergency room type claims no matter who is at fault. Med Pay covers only you and your passengers and the payment limit is usually rather small to take care of the scrapes and bumps without getting into liability.
Generally, it's depend on the health insurance policy you buy fromthe insurance company. If you buy policy of high premium thanof-course you have to pay a lot. so choose the p…olicy with lowerpremium by comparing it with the help of platforms available inmarket such as Coverfox.com, policybazaar.com, policylitmus.cometc.