If your car stays in another state for vacation use do you insure in the state you live in or the state the car stays in?
Where ever the car is principally garaged.
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Should this be any more complicated than to simply keep paying the premiums on the NJ car to the NJ insurance company? I don't think they would really care where you are as lo…ng as they are told where the car is garaged and who is the primary operator. My daughter is presently going to college in another state and will be using one of her uncle's cars that is owned by his business, but he does not want to insure her or put her on his insurance, i added her to my policy in the state of Hawaii for her permanant residency is here in Hawaii, how do i go about doing this? The current answer from my insurance company is NO!! yet my name is on the title, it appears that I will heve to sell the car to my son.
You probably won't get caught until you have an accident. Then you will discover that all the premiums you paid have just been a gift to the insurance company and you HAVE NO …COVERAGE. In addition you could be charged with fraud.
If you have insurance on your car from another state what happens if you do not change the insurance to the new state you live and work in?
If you have made this new State your primary residence state, your insurance company may require after one year that you register your car and your license in your new state. …The auto insurance should follow the registered state, and if you are a permanent resident, then you should register your car and re-write a new auto policy for that state.
Can you insure your auto in your state of residence and work in another state and stay in that state?
\n. \n Answer \n. \n. \nYou must insure your car where it is tagged. yes you can live in one state and work in the other. if you live in the state where you work get a …po box in the state where the car is tagged.\n. \n It depends \n. \nIf you "stay in that state", it can make you a "resident." In many states you must register and insure a vehicle used in that state if you are a "resident", under their interpretation, or if your vehicle is parked or garaged in their state for more than a minimal part of a year (e.g., 30 days in Massachusetts). At the very least, you may be required to demonstrate financial responsibility to continue exercising the driving privilege if you're caught with an invalid out-of-state registration.
Answer . Yes but there are situation of when you need to notify your insurance carrier. IE: If that vehicle is permanently garaged in the other state. For Example if you ar…e visiting or working in another state for an extended amount of time your fine. If you or a kid is at college in another state they are fine.
Answer . \nIn most cases you need to insure the car with a policy written in the state that the vehicle is registered. Many states require that the insurance companies rep…ort the vehicles that they are insuring to the state for cross reference of motor vehicle registrations. So if you live in state A and your vehicle is registered in state A but insured in state B then state A will think that your vehicle is not insured and revoke your vehicle registration. Now if you live in state A but register and insure your vehicle in state B then you run the risk of not adhereing to the law that says you must register the vehicle in the state of your primary residence. If you have a legitimate reason for doing this such as a second residence in another state at which you keep a vehicle then you should have no problem doing this. If you are doing it to avoid higher taxes or insurance premiums then you will be doing something illegal.
\n. \n Answer \n. \n. \nNot necessarily. More than likely, the car will be transported to the state the lender is in unless they make other arrangments. Contact the len…der.\n. \n. \n. \n. \n Answer \n. \nJust to add, it maybe transported out of state to be auctioned and from the auction it could wind up anywhere.It could be auctioned in state and still wind up\nout of state.
Answer . \nI would think it is based on your primary residence. That is how it works in MA
If you are trying to save money by insuring in a cheaper state, than the answer is no. That would be insurance fraud. Some states like NY mandate that every vehicle registered… in the state carry insurance from a NYS Licensed Insurance Company, and with certain policy limits. There are certain instances like members of the military and college students that are permitted by law to be in another state without becoming a resident and getting their tags and insurance there. Even in NY people try to cheat the system by getting an upstate NY address where the insurance is cheaper. If you are ever in an accident, and the insurance company, police, anyone figures this out, they will simply not pay out on the policy. . That could vary from state to state, but it is always best to register and insure a vehicle in the state where you live. I thought about that when I moved from Indiana, which had much, much lower premiums, to Kentucky. In my case, the vehicle had to be insured in the state in which I live or I would risk it not paying if I had an accident. I believe individual states have requirements that vehicles be registered in the state within a certain amount of time after becoming a resident, too. If the purpose of the question is to find a way to save money on insurance, registration, or any other required expense, between the insurance companies and government rules and regulations, they have it tied up tight so they get you coming and going. Please see the discussion board for another bit of somewhat related information.
Answer . Registration and insurance in any state will allow you to operate the vehicle in every state, but if you are actually living in another state, you must get insura…nce, registration, and a driver's license in your state of residence. The only exception I know of is that a member of the armed services may keep all of these from his state of "permanent residence" while stationed in another.
You got in a car accident while vacationing in another state that was not your fault you left your car in the other state for repairs Will insurance cover the cost to transport your vehicle back home?
Answer . you will need to talk to your claims rep or the claims rep of the 'at fault' party if they are repairing your vehicle. most times (especially if you are a claiman…t) the at fault company will pay to bring your vehicle home. but they do not have to....discuss this with them first , don't just haul it home then present a bill...some times insurance companys get 'special pricing' on things like this (towing, rental etc) and they will not pay more than they could get it done for themselves...besides you want them to handle it in case there is a problem (dare i say another accident ?) in the transportation of your vehicle.
Normally you have to have the vehicle registered in the state thatyou reside in. The only exception is for military members.
Yes, if you can provide an address supported by utility bills under your name. Most states permit you up to a year to change your vehicle registration. If you do not have a re…sidence in the state where your car is registered, you are violating the law.
oh hell no
A general rule of thumb is to insure your car in the state it is registered in.
How do you cancel car insurance on a car that you own and insured that your spouse is driving in another state?
As long as the insurance is in your name only you just call the insurance company BUT This may be illegal unless the person driving the vehicle knows and agrees