If your auto is hit the other driver's auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?

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You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
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What do you do when the other driver's insurance company refuses to pay?

Gather up all your documentation , then file a small claims case against the driver in the county they live in . If the courts rule against them , then their insurance will pay you . I have done this procedure already and it works . You could certainly go to small claims court but it is risky. If t (MORE)

If a pedestrian is found at fault in an accident involving a car and pedestrian which insurance would pay the medical bills - the auto insurance or the pedestrian's health insurance?

\n. \nSince Pedestrians always have the Right of Way, It is very rare if not impossible to find them at fault unless fraud or gross negligence can be established. Traditionally The drivers liability insurance will pay their medical bills.\n. \n Answer \n. \nIt depends on your state's laws, bu (MORE)

If an out of state driver with no auto insurance has an accident in NJ is their health insurance or the NJ driver's auto insurance primary?

Someone's health insurance is not going to cover any injuries in an auto accident. That covered by the insurance on the vehicle. Since there wasn't any, it would appear the victim(s) only recourse would be to sue. And hope they can collect any judgment they might be awarded. Health Insurance WILL m (MORE)

Do you have to reimburse a health insurance provider that paid for medical bills if you received a bodily injury settlement from your auto insurance?

If they have a Subrogation Clause (Section of Property Insurance and Liability Insurance policies giving an insurer the right to take legal action against a third party responsible for a loss to an insured for which a claim has been paid) in their contract (and most do). The above answer is correct. (MORE)

How do you go about getting a hit and run driver's insurance company to pay when they are refusing to do so?

If you have a name/plate/make/mode/ etc, contact your local police, hit and runs are against the law in any state. The police will get the info you need....Wait a minute, are you saying you have all this info and the at fault drivers ins is refuseing to pay? In that case please advise what is their (MORE)

If you have health insurance will your PIP pay for an injury in an auto accident?

Answer . In Florida, PIP will pay 80% of the bills till a total of $10,000 is reached. \n. \nAfter the $10,000 limit, the health insurance will kick in as if that was the primary insurance. \n. \nSo what about the 20% before the $10,000. Send the remaining balance bills to your health insur (MORE)

If you win a lawsuit and have to reimburse the insurance company for medical expenses can you deduct those medical expenses?

Answer \n\n\nYou should be able to claim the medical expenses against your income tax, but there are limitations.\n\nYou may have to claim them for the year that they were incurred. Which may mean you have to re-file taxes for that year. And Medical deductions are subject to a percentage offset. (MORE)

What is the best auto insurance company?

"Best" is often a function of one's experience with the company. There are many very fine auto insurance companies-some big and some small. The manner in which claims are handled is often the way in which consumers judge insurers. Not all insurance companies write business in all states. It is crit (MORE)

Why is auto insurance so important?

Auto Insurance Auto insurance is important because it makes people financially responsible should they cause an accident to someone else. Sure, people could sue instead or people could faithfully pay, but those aren't guarantees because a lot of people aren't honest to pay when they say they will a (MORE)

Is it typical for an insurance company to require the deductible paid to them even if the accident wasn't your fault and you will be reimbursed for losses by the other driver's insurance?

Answer . I can't think of a time when the deductible is paid to the insurance company .......typcially would be paid to the repair facility, and is deducted from your settlement draft........i am assuming the following senerio: your vehicle was damaged and the other parties ins co had accepted (MORE)

If you pay for the insurance or damage waiver on the rental car when you were not at fault can you get reimbursed for that expense If so how?

Answer . Yes, I am going on the following assumptions to answer your question;. You rented a vehicle and took out the damage waiver, (did you have insurance on another vehicle? If so that changes a few things) had an accident in this rental vehicle that WAS NOT YOUR FAULT AT ALL .. You (or th (MORE)

Is auto insurance expensive or cheap?

This question is far too broad to be answered directly. A variety of factors go into the cost of auto insurance, including, but not limited to: 1. What you deem to be "expensive or cheap"; 2. Where you are located; 3. The insurance company involved; 4. Your driving record and that of others to be i (MORE)

Is auto insurance expensive or inexpensive?

That all depends on your age your driving record and the type of car you drive. If you are older than 25 with let's say a 1990 full sized dodge van paid off in full, with a 6 cylinder motor and you have the title to it in your name clean driving record no recent accidents in the past 5 years. You ca (MORE)

Who's auto insurance is responsible for medical if the other driver does not have insurance?

This is a no brainer ... if the other driver has no insurance, how possibly could their non-existent insurance be responsible for medical? The only recourse here is to take the other driver to court and sue for damages. Chances are you will still get nothing - most likely if someone cannot afford au (MORE)

Will personal medical insurance or car insurance pay medical expenses in an auto accident?

Your choice, depending on which coverage is better. Try the auto insurance first. but remember, their job is to minimize costs, and sometimes you have to go where they send you. they may have limits depending on the policy and state laws. your medical coverage is designed to cut costs by keeping you (MORE)

What kind of auto insurance must you have?

any and all insurance that you can afford you should probably buy. you can never tell what might happen.. any and all insurance that you can afford you should probably buy. you can never tell what might happen.

Do Auto Mechanics get health insurance?

The answer depends upon whether the mechanic is self-employed, employed by a third-party, and other factors pertaining to their work situation. A self-employed mechanic is not, by virtue of the type of work, precluded from buying health insurance for him/herself if he/she is otherwise insurable and (MORE)

Can you have two auto insurance companies?

Any individual can have two different auto insurance companies ifthey have more than one vehicle. If you find that rates are lowerwith one company for one vehicle and lower for the other withanother company, you can carry two separate insurance policies.

If no auto insurance will medical insurance pay?

If you have an auto accident and you do not have auto insurance with medical payments coverage for your injuries and medical costs, you may need to research the coverages available through your medical insurance policy. If you are not at fault for the accident that caused you injury, and the third (MORE)

How long do you pay for auto insurance?

You pay as long as you would like to policy to cover you. Sometimes you can go monthly, but the policy will eventually cancel if they do not receive payment.

What if I have health insurance but no auto insurance?

The 2 types of insurance serve different purposes, although in one respect, there is some overlap. At its most basic, health insurance is intended to pay to or on behalf of the insured sums of money for medical bills incurred because of sickness or injury. Auto insurance includes several diffe (MORE)

What is the amount that an insured person must pay before reimbursement for medical expenses begins?

Your health insurance policy will specify DEDUCTIBLE amounts on the Declarations page (usually the first page) of the insurance policy. This is the amount that you must initially pay before the insurer is on the risk for any payment. Additionally, there are copayments, also specified in the policy, (MORE)

Will your auto insurance policy pay for your medical bills?

Possibly if they are auto accident related. Also, if you have Med Pay on your own insurance.. any other bills that may not cover on the at-fault drivers' insurance, can fall back on yours but your rate won't increase if you're found not at fault.

Who pays the medical bills if you are involved in an auto accident where the at fault party has insurance and i was a passenger in car that was hit?

Most states require auto owners to maintain "no-fault" coverage; it is sometimes referred to as "Personal Injury Protection". It is a first-party coverage, which means that one maintains it for their own benefit. No-fault coverage pays a percentage of the medical expenses and lost wages sustained b (MORE)

What companies have the cheapest auto insurance?

Progressive Auto Insurance is by far the cheapest auto insurance I have personally found for myself. They give you exclusive savings and discounts for signing up online which can save you tons of money!

How does Geico auto insurance compare with other companies?

Geico auto insurance has customer service available 24/7 because it is a call center. They work with other insurance companies to help the client get a better, cheaper deal because the client is a Geico member. Geico is extensively advertised and has powerful brand power. Other companies may not be (MORE)

Which auto insurance company is the best?

The best auto insurance company is state farm. but this is just my opinion. You may find that the best for you is all state. it is really just a matter or preference.

What happens if medical expenses exceed auto insurance coverage after an auto accident?

1. Most states have a requirement that a registrant of an auto maintain "personal injury protection" (PIP) coverage (altho the name may be different). This is the essence of so-called no-fault auto insurance. Essentially, it pays a percentage of the insured's own medical bills and lost wages, up to (MORE)

Is AAA an auto insurance company?

AAA is an insurance AGENCY. Not an Insurance Company. The AAA insurance company is now owned by a Spainish Insurance Company named MAPFRE.

Who must have auto insurance?

In the United States, Any person who operates a motor vehicle on public roads must carry proof of Financial Responsibility at all times.

Is antique auto insurance expensive?

"Yes. Antique auto insurance can be rather expensive. It also comes with a lot of stipulations, As in keeping the car in a locked and closed garage when not in use, you have to be of at least 26 years of age, a good driving record with no more than one fault within the last three years. And the car (MORE)

How expensive are insurance for home and auto?

Costs vary for insurance for your home and auto depending on a number of factors. For auto insurance, the value of your vehicle, length of time driving, and credit record are important factors. For home insurance, the value of your home and your credit rating will determine insurance costs.

How does Geico Auto insurance compare to other auto insurances?

Comparing one insurance company to another can be a matter of personal preference or subjective opinions. I will give you my opinion and you can take it for what it is worth. I do not like GEICO Auto Insurance Company. They have extremely high employee turnover because of the high pressure sales tec (MORE)

What is the purpose of a company auto insurance?

Companies who offers car fleets to their employees should highly consider getting auto insurance. This means that if anything were to happen to an employees car, the cost would not put strain on the company.

What companies offer auto insurance?

The following companies offer auto insurance: AAA, 21st Century Insurance, Nationwide, Progressive, State Farm, Allstate, Esurance, and Liberty Mutual.

Who controls auto insurance companie?

Auto insurance companies are controlled by a board of directors if they are a corporation which most of them are. They would also have a president or chief financial officer and other officers needed for their operation. If this is not what you mean perhaps you are asking about regulation which woul (MORE)

Who controls auto insurance companies?

Insurance companies are controlled by corporate officers and a board of directors just like any other company. If they are a mutual company they are still controlled by company officers. Insurance companies are regulated in each state by the Insurance Commissioner and the Commissioners Office. Depen (MORE)