If you have an unrestriced license and you are 17 do you need to be on your parents' insurance in order to drive their car?

already exists.

Would you like to merge this question into it?

already exists as an alternate of this question.

Would you like to make it the primary and merge this question into it?

exists and is an alternate of .

Yes because anything couuld happen Answer Assuming you are living in the same household as your parents the answer is yes. Insurance companies must charge an appropriate premium for the risk that they are assuming. There is most likely extra premium that needs to be paid since young drivers tend to have more accidents. An undisclosed operator in the household is a form of premium evasion and can be considered insurance fraud. This leads to increased premium for all drivers in state.
26 people found this useful

Do you need to be added to your parent's insurance in order to drive their car?

Yes. Reason why you name should be listed in insurance policies of yourparents it's pretty standard rules for every insurance policies to say if avehicle is provided for your regular use and you are not listed onthe policy then the insurance company can deny coverage of yourvehicle insurance compa (MORE)

If you are a minor in need of car insurance do you have to be under a parent or guardian's insurance plan to drive?

As long as you hold a valid drivers license, you usually can obtain motor vehicle insurance as long as meet the insurance companies underwriting requirements, such as no tickes, no accidents, no suspensions, and do not ow any insurance company money. If you are young, usually the premium is high. Th (MORE)

Can your licensed daughter drive your insured car?

Answer . \nIs your licensed daughter an adult that is living elsewhere? If so then yes. If your daughter is a youthful operator that you are not listing on the policy to avoid paying extra premium then you may be guilty of insurance fraud in the form of premium evasion of an undisclosed youthfu (MORE)

Do you need car insurance in order to receive your license in Ohio?

Answer . By Ohio Law, you are required to carry car insurance on a vehicle that is title in your name. In addition, to operate a vehicle in Ohio, you must be able to show proof of financial responsibility. However, when you receive your license, they do not require you to furnish proof of insura (MORE)

If a minor child who does not have a driver's license is involved in a fatal accident while driving a friend's car can their parents' insurance company be sued?

Answer . \nThis is a situation where the parents of the minor who was driving the vehicle should obtain legal counsel as soon as possible. Because the minor was not licensed the insurance provider does not have to accept liability for any damages.\n. \nThe parents of the minor however, can be (MORE)

A teenage driver does not have a car does he need to be insured if he cannot drive the parents car?

Answer . If he's not driving the parents car then he should not need to be insured for it. He should however be insured for whatever car he "Is" driving. All drivers are required to carry financial responsibility, regardless of who's car they are driving. This can be accomplished by being a sche (MORE)

Do you need a license to drive a car?

Depends on WHERE you want to drive. . In most places, you have to have (or be training for a) licenseto drive on public roads. . But it's usually OK to drive on private property without alicense.

Do you need a license for car insurance?

Yes since you need a license in order to drive. There are instanceswhen a company will issue a policy to a owner of a vehicle if thereis a reason for you to not be a driver of the vehicle.

Do you need car insurance on a car you do not drive?

No. Except if you want to think about the possibility of that carbeing stolen. If it is not on a home owners policy, then you shouldhave some sort of theft insurance on it. But if the car is notbeing driven on the road you do not need insurance on it. Clarification: A homeowners insurance policy (MORE)

Do you need to have car insurance in order to drive and why?

yes,right now in many countries, insurance is compulsory at all, because it may help you in many situtions, like any type accident, cover the cost damage car, if someone steal your car, only a buy car is not important, the safety of a car is also important factor,so if person buy a car ,then he shou (MORE)

Do you need a drivers license to get car insurance?

No, Not necessarily, There are many insurance companies that will issue auto insurance coverage to you without a drivers license. It just depends on the underwriting requirements of the insurance company. Most of the larger national companies will require a drivers license first but many local an (MORE)

I live in California i am 17 about to get my license. Car insurance for me is to much if i drive my parents car it has insurance am i covered even though i am not listed on their policy?

You cannot legally drive the car without having an insurance policy.. Car insurance market is very competitive nowadays. So if you are ready to spend about half a day on computer and telephone, finally you'll be able to find an appropriate rate.. Here is what you suppose to do:. 1. You should obt (MORE)

Is a non licensed child that drives parents car covered under parents insurance?

No, the unlicensed child is not covered under the parents policy unless that child is a scheduled driver on the parents policy.. It is illegal to operate a motor vehicle on public roads with out a drivers license. Most parents already know that.. It is also illegal to operate that vehicle on publi (MORE)

Can you drive a car if you don't have insurance but the car does you have a License?

All drivers are required by law to carry proof of Financial Responsibility. So if you are an insured driver under the terms of the Auto Insurance Contract then you are covered to drive it. If you are not an insured under the terms of that policy then you are not covered. Remember, Vehicles do not (MORE)

Can you insure a car without a driving license?

In the UK you can. You would need to state on the application that you do not have a licence and consequently you would not be allowed to drive. The insurance would be purely to allow you to have the vehicle on a public highway, providing it is taxed and has a valid MOT certificate.

If I were relocating to another state and need to get a new license will I need to change the insurance to my name if all the cars are under my parents names?

Most likely you will. You need to notify your insurance company ofthe move immediately so that they can change the garaging address.Ask your agent about whether or not your company even does businessin your new state. If you are an adult, you need your own insurancein your name. You vehicles should (MORE)

Do the parents insurance go up if the child is 16 and gets a drivers license but does not drive the parents car?

If a child has a driver's license, the child has to be listed as a driver somewhere on an insurance policy. The child can have their own policy and then the parents rates would not go up. Usually it is less expensive for a child to be listed on a parents policy rather than getting their own policy. (MORE)

Can a son that has no insurance drives parents car?

If your parents put your name on their car insurance, that is you as a named drived you will be able to drive their car. This is often a cheaper way of insuring you to drive a car than having you as the person that takes out the car insurance. You will not be covered to drive other cars however. The (MORE)

Do you need insurance to drive parents car if they are in the car with you?

Sounds like you have a permit. If so your parents policy will cover you and you will need to added their policy when you get your drivers license. Some companies require for all people in the household 14 or older to be listed. Contact your company for more details. As long as you don't live in t (MORE)

Do you need a license to drive a car in WI?

No,there was a news report on tv that said that there is a loop hole in the law. People are getting fine and not paying and the state can't do anything about it. Over eight thousand drivers in the state with no perment.

Are the parents liable if a 17 year old gets in a car accident with no insurance or license?

Parental Liability In the United States Yes. Generally, the parent(s) or other legal guardian(s) is "financially liable" for the acts of their minor wards. It does not matter if the liability arose from a situation of disobedience to the guardian or disobedience of law. But there are defenses agai (MORE)

Is your 17 year old licensed daughter covered if she drives your cars covered for insurance?

If your teen is a Licensed Driver and a member of your household or a minor ward and you have failed to disclose (Concealed Drivers Fraud) by adding them to your insurance policy, then she is not a covered driver under the terms and definitions of your auto insurance policy. However, Since parent (MORE)

Do you need to be covered by your parent's car insurance to drive first day you get license?

What do you think will happen if you have an accident on the first day you have a license? Let's say you hurt someone with a medical cost of $100,000 and total their $45,000 car. Since it's your first day should you get a pass? Who will pay for their damages and medical costs? Of course you need to (MORE)

Do you need car insurance when you get your license?

Only if you intend to drive it. Whenever you drive a vehicle you take on an almost undetermined level of risk. The reason you have insurance is to handle this risk when you are not financially able to handle it yourself. Whether or not your State or Territory requires you to legally have insurance i (MORE)