How long is a credit or debit card valid?

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Debit cards and credit cards are not the same.

Debit cards are the one issued by your bank so that you can access your bank account. Most of them do not expire, and are replaced only when the bank makes a change to the account access system (i.e. from magnetic strips to electronic chips) or when you report your card as stolen. For debit cards, most of the cards do not expire.
With credit cards, it's another story. Credit cards expire. Wherever you live and whichever credit card company you choose, your card will expire. The only difference between the companies and your location is the life span of your card. With one company it could be 3 years, and with another one 5 years.
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Can you use a debit card as a credit card?

Yes. You can use your debit card as a credit card. When you run it as a credit you will almost always have to sign for your purchase, but when you run it as a debit you use your PIN number. With the debit the amount is deducted immediately from your bank balance, ran as a credit it doesn't show up u (MORE)

What do you do with a dead spouses credit card debit?

If the surviving spouse did not sign the credit card agreement then they are not responsible for it. However, the creditors could still come after the deceased spouse's estate (i.e. life insurance) for the balance of credit. You probably want to ask an estate attorney that question.

Debit card and credit card?

A debit card is connected directly to a bank account. The moneybeing charged must be present in the account. A credit card is usedwith a promise to pay the creditor in the future.

Valid credit card generator?

It's impossible to generate a valid credit card. Well on the internet there are thousands of fake credit card genrator, but they generate invalid credit card numbers, and you cannot buy anything with them. Go and get a real credit card, or steal someone's, or something... All those programs ar (MORE)

What is better Debit card or Credit Card?

I prefer debit card but if you like the bank giving you money then paying it back then it credit card for you . If you have debit card is like your whole bank in your wallet :)

How do you cancel debit credit card?

This should be included in the 'Terms and Conditions' of your contract with the Card Issuer. Generally you are required to give notice in writing. What actually constitutes written notice, will be determined by the relevant law, applicable in your jurisdiction. You may also be required to return (MORE)

Is ATM card a credit or debit card?

It is a debit card made more specifically for ATM use. In which a PIN is always required and you can not use it as credit. So merchants that only allow credit transaction can not accept ATM cards.

What does credit on debit card means?

Available credit or in general credit on a Debit card means - the amount of money you have in your bank account. Lets say you have Rs. 10000 in your account then your credit is Rs. 10000 only.

What a validation code on a credit card?

\nThe validation code is the last 3 digits on the back of the credit card in the signature strip. On American Express cards, the validation code is the 4 numbers that are on the front of the card.

What do you mean by credit card and debit card?

credit means where we purchase any product are any items without cash and pay cash with in time of the month debit card means the cash of in our account where we want withdraw any where any time and buy any thing cash no credit

Is ATM card debit or credit?

It is a debit card made more specifically for ATM use. In which a PIN is always required and you can not use it as credit. So merchants that only allow credit transaction can not accept ATM cards. .

Can a debit card be used as credit?

In the 1990's, USbank issued me a single plastic card that could beused as credit or debit as a choice at the time of use. It may havebeen called a "flexcard." (They have since changed that policy anduse the flex term for other things.)

What do I do if I lose my credit or debit card?

If one loses a credit card or debit card, immediately call thelender's customer service line to report the card lost/stolen. Youwill be asked a number of security questions to verify youridentity and then they will cancel the card and send you a new one(with a new number) within 5-7 days. If you hav (MORE)

How does a credit card differ from a debit card?

When you use credit card for purchasing goods and services, the credit card issuer pays for it first and you pay the credit card company. On the other hand, when you purchase using a debit card, your purchases are charged to your bank account.

Is a debit card a type of credit card?

No. A debit card is connected to actual funds from a checking or savings account. When used as a debit card, at a merchant, a PIN is required for the purchase to be approved. However, it can also be used as credit in which a PIN is not required. PIN = Personal Identification Number. A credit car (MORE)

Is a debit card a credit card?

No - a credit card allows the user to purchase goods up to an agreed limit - and pay the money back over an extended period of time, A debit card can only be used to purchase goods provided there are sufficient funds in the linked account to pay for the transaction. Think of a debit card like (MORE)

Does debit card build credit?

A debit card is a card that takes money straight out of the bank, however, a credit card lets you borrow money, but you must pay interest. So, a debit card does not build credit.

How do you find out if your credit card is valid?

The most direct way to find out if your credit card is valid is to try to use the card for a purchase that you were planning to make. If the purchase goes through, there is very high likelihood that the card is valid (some cards are on fraud watchlists and they may be turned off after one or two ch (MORE)

What are functions of debit and credit cards?

Credit cards are issued to customers of companies who offer linesof credit. The card can be used to make purchases or payments instores and online. Debit cards on the other hand are issued bybanks or prepaid debit card companies. They have the same role as acredit card allowing consumers to make pay (MORE)

What is use of credit card and debit card?

Both debit card and credit card can be used to pay for purchasinggoods or services. However, when you use a debit card, the amountis directly deducted from your bank or checking account. On theother hand, when you use a credit card, the issuing bank orinstitution pays for your purchasing in full and (MORE)

What the difference of debit card and credit card?

Credit Card: You don't necessarily have the money in your account right now but at the end of the month you have to pay the bill. Say you have $400 in your account but something cost $565. You can buy that item immediately and at the end of the month you can pay how ever much that item cost. Deb (MORE)

What are the advantages of a debit or credit card?

There are many advantages to using credit and debit cards. Many cards offer rewards such as cash back, air miles and points toward free gifts. In the case of credit cards, they offer the ability to pay for purchases over time. Debit cards, which are linked to a checking account, allow people to pay (MORE)

How debit card different from credit card?

When you used your debit card, your purchases will be drawn against your savings or checking account, while when you use your credit card, your purchases will be charged to the credit card issuer, which will collect from you with certain interest added to the total amount of your purchases.

What is the meaning of debit cards and credit cards?

The main difference lies in the fact that a debit card doesn'tcarry a window of credit with itself.the purchases made by a debitcard cannot exceed the amount of money a person has in his/heraccount.since they are directly linked with a person's salaryaccount it provides instant cash. On the other ha (MORE)

How are credit or debit card machines made?

Credit and debit card machines, like most manufactured goods, are produced in factories offshore. They are relatively simple to produce, generally consisting of a keypad, magnetic card reader, and occasionally a touchscreen.

Can you load a credit card from a debit card?

There's nothing stopping you transferring funds from the accountassociated with the debit card. However - you cannot transfer moremoney than you already have in the associated account....

How does it work debit card or credit card?

A credit card - is a temporary 'loan' from the card company with a'promise' to pay back the amount spent over a period of time. Thecard company pays the retailer immediately, and the card-user isbilled at the end of the month, with interest charged on theoutstanding balance. A debit card - is a form (MORE)

Are debit and credit cards similar?

Yes - and no. They both allow you ro make purchases withoutactually handing over any money at the time the transaction occurs- but... A CREDIT card - allows you to make purchases up to theagreed credit limit on your account. A DEBIT card - only allows youto make purchases IF there is sufficient mone (MORE)