How long do you have to be out of work to collect long term disability insurance?

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Long term disability benefits may be a benefit of employment, or provided under an individual policy purchased by the insured. In either event, the terms of the benefit will be defined in the plan or policy. These include the duration of time that the insured must be out of work, due to a disabling injury contemplated by the policy, before being entitled to payments. That period of time is called the "elimination period".
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Can you deduct long term disability insurance premiums on taxes?

No, you cannot deduct premiums paid on disability insurance policies. Two scenarios, first if your employers pays the premiums you would receive the disbursements as taxable i

How long do you have to be out of work to collect short term disability?

It depends - on your short term disability elimination period. If you live in a state with mandated coverage, check with your state's department of labor. If you have a priv

Can you work any while collecting long term disability?

This will depend on the type of Disability contract you have, and also the exact situation. If you are partially disabled, meaning that you can still work a few days a week o
In Disability Insurance

When you are on long term disability does that include health insurance?

Generally speaking, your health benefits through your employer will terminate after a certain period of time, even if you continue to receive Long Term Disability benefits. Ho
In Disability Insurance

Why can't I collect long term disability and social security disability at the same time?

There is a very wide variety of "insurance" coverage from employers, public sources and private policies, and you should address your questions to the administrator of the ins