How is the primary policy for health insurance determined when a child is covered under both divorced parents' policies?
I would say use both insurance's because neither of them pay 100%. Use one insurance for primary and let the other insurance pick up what the other one doesn't pay. Kind of like a supplemental insurance. Answer Absolutely use both. If you get to make the determination then choose as primary the one with the greatest benefit. Don't be surprised however if each wants to claim that the other is primary. What it may come down to in that situation is the one that was in place first will likely be considered primary.
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Does a 15 and a half year old with a learners permit need his own insurance policy or is he covered under the parents policy?
He is covered under his parents' policy until he gets his own car and license.
Can a child of divorced parents be covered under both parents' insurance plans and if so does this need to be disclosed to the insurance companies?
Yes You only need to disclose it if they ask you. Which I'm sure they will on a claim form. You can't collect twice. Just up to the amount of the total bill. There are "supple…mental" plans or individual plans that would pay twice. for more info. visit www.steveshorr.com
If divorced parents live in different states can the non-custodial parent transfer the child to his health insurance policy?
\n. \n Non-Custodial Parent Insuring Child \n. \nIt is a choice between both parents regardless of who has custody.
\n. \n Answer \n. \nLiability insurance usually follows the vehicle not the driver. (unless the driver was specificly excluded in this case it cant happen because he's …your son). As long as the car was insured and he was given premission to drive it, the insurance will be valid in court\n. \n . \n Not necessarily.\n. \nInsurance coverage varies greatly when it pertains to minors living in the household of the insured.\n. \nIf one is lucky enough for it to apply you may be certain that premiums will significantly increase.
Can you obtain a secondary health insurance policy for a child when the primary placement parent has the primary insurance coverage?
Answer . \nYes most definately! It does not matter who has "primary placement". It is based on which parents birthdate comes first in the year. If you were born Jan 3rd… and the other parent was born April 18th, your ins would be the primary. That is a national general rule.
Depends on your insurance provider. You'll have to contact your agent or the company through customer service to find out what your insurance policy covers. It'll also be on y…our policy if you have it. Some insurance policies automatically cover infrequent drivers, others only cover primary insured. If your child is a regular driver of the vehicle, you will need to add them to the insurance at additional cost.
If the teenage age is 19 and not a full time student - NO - if under 19 years old or a full time student under the age of 23 maybe 26 - solely dependent on parents then in mos…t cases YES.
Answer . Assuming the teen is covered under the policy before she gets pregnant and the plan does not exclude pregnancy for all then yes.
I believe it is until 18 years of age, unless the child is a full-time student.
He could be if he's a full time student, but check with the terms of your plan. Unfortunately, unless he's a full time student under a certain age, he probably isn't eligible.… And remember that just because he's eligible doesn't mean you elected to cover him in your enrollment. Check with your plan administrator.
Usually the primary custodial parent, but parents may make other arrangements if they wish.
If your husband and you are both covered by separate health insurance policies through your jobs which insurance is primary for each of you?
Answer The policy with your name on it is prime.
I highly doubt it. If the child is not on the policy, then sorry to say, they're not covered. You will need to go in and put them on the policy, if you want that is...
Well, according to my Civics teacher (since we are talking about the Health Care Bill Reform so much now) it is supposedly 26 years of age.
Companies that provide health insurance to their employees often extend that coverage to the dependents of employees as well. So, one way to be covered under an employer-spon…sored plan is to be a dependent (child, spouse or domestic partner) of an employee. Through a federal law known as COBRA, former employees may also continue their coverage under an employer-sponsored health insurance plan in certain circumstances. If you are laid off or leave your job (or if you are a dependent of a person who is laid off or leaves his or her job) and you qualify for COBRA, you can opt to continue your coverage under the employer plan for up to 18 months, at your own expense. That means you will have to pay the full monthly premium that had previously been split between the employee and the company. Employees (and dependents of employees) who lost their jobs due to a lay-off that occurred between September 1, 2008 and March 31, 2010, may qualify for a federal subsidy designed to make COBRA coverage more affordable. The government subsidy covers 65% of your monthly COBRA premium for up to 15 months. There has been some discussion in Congress about extending the eligibility period for the COBRA subsidy but as of this date no extension has been signed into law.
The question is unclear as posed. A "crime policy" is one that is intended to cover an organization for a stated range of risks and losses. The term "primary policy" is gen…erally used to descrive a basic, underlying layer of coverage of some type. Therefore, there can exist a "primary" layer of crime coverage, on top of which can be additional ("excess") coverage that raises the coverage limits and affords greater coverage. Therefore, they are really two different things.
"Celtic health insurance covers different things depending on where you live, so it depends on the state. The states that have Celtic health insurance are Colorado, Arizona,Ca…lifornia,Connecticut,Florida, Georgia,Ohio,Illinois,Maryland,Missouri,New Jersey, Pennsylvania,Texas, and Virginia."