How do you get medical insurance when you have depression and take medication and Blue Cross denied coverage and don't qualify for low income coverage?

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You can get coverage through the Benefits Companies also known as Discount Plans. Research the companies and look for the highest discount, what all they give you as a member, and the amount of time the company has been doing business. The highest savings out there is 80% period.
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Can an employer require you to show confirmation of medical coverage before you can drop your existing insurance?

Yes,The way this was explained to me by my companies H.R. Dept. was the fear the company has of being sued. Say you get a nasty divorce, separation or some thing along them lines and out of spite your husband or wife drops the family plan, then you or your child get injured and goes to the hospital (MORE)

Does new medical insurance coverage automatically become the primary coverage?

No, I'm checking on the CA State Law, but haven't found it yet. Here's the research I found so far. From Blue Cross Administrators Manual Medicare is the primary payor for employees age 65 or older in employer groups with less than 20 employees When a group has fewer than 20 employees, Blue Cross is (MORE)

What insurance company will provide medical coverage for a person with lupus?

The Affordable Care Act, if it is upheld by the courts, makes certain changes in the ability for insurers to exclude applicants from coverage based upon certain preexisting conditions. Normally, there are preexisting condition exclusions in private health insurance policies. These exist so as to al (MORE)

When a noncustodial parent is ordered to pay unreimbursed medical expenses and both parents have insurance coverage for the child how can you prove the custodial parent has coverage when she denies it?

Answer . \nThe attorney representing the non-custodial parent can serve the custodial parent with a interogatory summons requesting proof of insurance or the lack thereof. If the parent wishing such information does not have legal representation, he or she may wish to contact the clerk of the cir (MORE)

Who pays the medical bill if you are involved in an accident where the at fault party is uninsured and you don't have uninsured motorist coverage but you do have medical insurance?

This is a great question. My husband was hit by a car while on his motorcycle last June. He DID NOT have uninsured motorist on his bike and the woman had no insurance at all, so unfortunately we could not go after her for any money. He was in the hospital for one month, 8 surgeries and is still unab (MORE)

Can you be denied coverage for gastric bypass if it is medically necessary?

Answer . It depends on the terms of the insurance. Read the coverage document to determine if it specifically covers the procedure in question. ANSWER . If it is deemed medically necessary & your insurance co turns you down you have every right to appeal their decision! Answer If its an exclusio (MORE)

How do medical insurances coordinate payments if you have coverage from two companies?

Answer . \nMost of them require a coordination of benefits form to be filled out before paying claims. Typically only one policy pays. You would have to talk with the companies in question to find out their rules. In the case of children it can be a challenge, the rule that my company went wi (MORE)

Can someone in poor health and has medical coverage qualify for life insurance to cover funeral expenses?

Life insurance AND life insurance to cover funeral expenses are 2 different entities. A person can be insured and the survivor can spend the money in any way he or she desires. IT HAS BEEN DONE before, leaving payments on all responsibilities to the family. When you say LIFE INSURANCE TO COVER FUNER (MORE)

How does homeowners insurance medical payment coverage work?

the actual MEDICAL PAYMENTS coverage works like this (in MO, and most states that i am aware of)..........someone is hurt on your property thru NO negligence of your own.....(ie i just trip and fall for no reason, I'm a clutz-have even seen it pay for poison ivy contracted on a property).....medpa (MORE)

Can you be denied health insurance coverage?

\n. \n Answer \n. \nYes on Individual plans. Employer Groups have guarantees If you're denied as an Individual there may be a State Risk Pool for you http://www.nahu.org/legislative/HRPs/index.cfm

Is there medical insurance coverage available for ivf after a tubaligation done 6 years ago?

14 states mandate coverage for employers with more than 50 employees: AR, CA, CT, HI, IL, MD, MT, NJ, NY, OH, RI, TX, WV. If you live in one of these states, and work for an employer with more than 50 employees you may be covered. If not there are other options. You can pay using pre-tax dollars (MORE)

In Canada they have medical coverage by the government how much do they have to pay for their coverage?

It varies by every province, as each province administers their own health care coverage. Typically, the cost for basic health coverage is either free or very little. The "very little" could be an amount payable monthly, quarterly or even deducted from your pay from your employer. Costs for prescri (MORE)

What is the definition of primary coverage in regard to medical insurance?

Often, a person will have "primary" insurance and "secondary" insurance. For example, if you have insurance through your job, and your husband has insurance through his job, then your primary insurance will be the one through your job, and your secondary insurance will be the one through your husban (MORE)

What is the benefit of having uninsured motorist coverage and medical payments on your auto insurance policy?

The benefit of having uninsured/underinsured motorist coverage is that almost 20% of us drive around with no insurance. There's also a good percentage of high risk drivers with minimum coverage running around. That's quite a pool of drivers we're up against every day. You want to be able to cover yo (MORE)

Can a medical insurance deny coverage because you have ms?

I write policies for BlueCross Blueshield of Florida and Multiple Sclerosis is one of the medical conditions that will render you ineligible for coverage. Check with specific companies in your state to be sure. Be up front with the agent to save yourself the time of going through the application pro (MORE)

Can you be denied health insurance coverage if you have asthma?

Yes - Aetna just did it to us because our daughter has asthma. Iwas so shocked. They stated the reason that her combined conditionsof asthma and eczema (yes mild eczema - at least for her) "exceedthe allowable limit provided by our underwriting guidelines" As of January 1st, 2014, this is no longer (MORE)

How much medical payment auto insurance coverage is right?

This question is very tough to answer well. I know in PA medical from auto insurance is the first source used to cover a medical expense. If you have a decent health insurance plan this can provide coverage over top of the medical from your auto.. However,as the deductibles on health care are incre (MORE)

Can your medical insurance drop your coverage in the middle of an ongoing medical problem?

Answer I might need more details to answer this. Most policies will continue to pay hospital claims if you are inpatient prior to your policy cancelling. Other than that I would say yes unless your question is more about specific approvals. We can for example stop paying for chemotherapy if you e (MORE)

If an employer pays the premium on medical insurance and forces an employee to take that coverage is there anything the employee can do if they are covered under another plan?

Contact your human resource or personnel department people. If you have to self-pay for your health insurance coverage at your workplace you may be able to select not paying for it and decline the coverage. It depends on the insurance laws in your state and what is the policy at your workplace. If y (MORE)

What is first dollar medical coverage?

First dollar coverage in health insurance means that your insurance covers health care expenses without copayments or deductibles having to be paid first.

How much medical payment home insurance coverage is right?

The right amount would be Zero, It doesn't make much sense to pay extra for medical coverage on ahome insurance policy when that's already covered under yourmedical insurance policy. Ever heard of Double-coverge? It's illegal to get paid for the sameloss twice anyway. Adding Medical coverage on a (MORE)

Where can you find cheap medical insurance with basic coverage?

There are many sites that can help you decide which coverage works best for you in your price range. You can enter in your information and the price you are willing to pay, what kind of coverage you are looking for and you will be directed to a list of providers. HumanaOne is a good company that wor (MORE)

What happens if medical expenses exceed auto insurance coverage after an auto accident?

1. Most states have a requirement that a registrant of an auto maintain "personal injury protection" (PIP) coverage (altho the name may be different). This is the essence of so-called no-fault auto insurance. Essentially, it pays a percentage of the insured's own medical bills and lost wages, up to (MORE)

Can a medical insurance company drop coverage for a group?

Yes. A group policy is not much different from an individual policy when it comes to cancellations. If the group misses payments or no longer meets the underwriting guidelines the policy can be cancelled or non renewed per local regulations and contract terms.

When does the non-custodial parent's medical insurance coverage stop for a child of divorced parents?

It would depend on why it stopped. If the non-custodial parent lost his or her job and their medical insurance along with it, the courts may not expect the unemployed parent to maintain medical insurance if doing so would be financially impossible. However, child support would continue as all states (MORE)

Can Blue Cross Blue Shield deny coverage if you use marijuana?

They absolutely will deny you for it. Was my only "yes" checked box. I am a perfectly healthy 30 year old with no health problems or prescriptions whatsoever. I use MMJ for mild insomnia & physical relaxation after exercise- was my only "yes" box and resulted in automatic denial. MMJ reduces people' (MORE)

How is insurance coverage different for a medical clinic visit?

In Canada, medical insurance should be accepted at both a hospital and a medical clinic provided the patient has their insurance card.In the USA, patients will typically pay a flat rate co-pay for a medical clinic visit (as compared to a percentage of the bill at an E.R.)

Where can one get medical coverage in Texas?

Medical coverage in Texas can be obtained from several sources that include: Allstate Insurance, American Republic Insurance, American National Life Insurance of Texas and Assurity Life Insurance. These are only a few available insurance sources.

Does collision coverage insurance pay medical bills?

No. Collision coverage pays for the physical damage to your own car, subject to any deductible. Medicals are paid by a separate coverage-sometimes called Personal Injury Protection, but it may be called by a different name depending upon the State involved. It is what is generically called No Fau (MORE)