How do you get a student loan with bad credit and no cosigner if your Stafford loans don't cover everything?

already exists.

Would you like to merge this question into it?

already exists as an alternate of this question.

Would you like to make it the primary and merge this question into it?

exists and is an alternate of .

SOMEONE THATS HAS A JOB.
22 people found this useful

Are there any loans for students for school who need a cosigner that has bad credit?

Answer . "YES" the answer is yes, technically though, you can and may never get any thing closer than this in terms of cosigning for student with bad credit.\n. \nThe simple fact is that no org. will offer to grant loan to a student with bad or no credit because they are in business to make pro (MORE)

How do you get an alternative loan with little or no credit as an independent student with no cosigner?

Answer . \nUnless you have property such as real estate, a fairly new car, etc., then you are out of luck. I know it's tough and student loans from the U.S. gov't and the Canadian gov't are the biggest scams going. Don't try to find an easy way out of loaning money or you will end up paying a h (MORE)

If you cosign a student loan does it go against your credit?

Answer . \nIt will be listed on the person's credit report. How it affects the report depends upon the amount co-signed for, the co-signer's personal debt-income-credit ratio, and if the primary borrower honors all the terms of the agreement, and other factors.

How can you get a loan with bad credit without a cosigner?

Answer . \nIt depends. If it's for a car you can go to any bad credit car place and they will give you credit. If it's for a house you can call a bad credit mortgage broker and they will give you a mortgage if you have a downpayment. If it's a small personal loan you need, go to a payday loan or (MORE)

Can you get a student loan with a bad credit cosigner?

Answer . No, so far I have found out without good credit no student loans are available. Except for the federal stafford loans.. RMAK Adds Although it is true that it is much easier to find student loans with good interest rates if you have a great credit rating, but even if you have a bad cr (MORE)

What website could you go to for a student loan with bad credit and no cosigner?

\n. \n. \n. \n Student Loan Help \n. \nHere is advice:\n. \n . You can't. You must at least have a job. They can get around credit and debt.\n . \n . I would refinance student loans first. If they are federal, ask for a deferment due to unemployment. Federal student loans have lower (MORE)

How do you get a student loan with fair credit and no cosigner?

I have had a lot of experience with private student loans that are non-certified (they do not have to go thru your school to get approved). Next Student has a bit more lenient credit guidelines than many other private student loan companies. You might also try Sallie Mae Tuition Answer Loan. Other l (MORE)

If you cosign a student loan does it show up on your credit report?

Answer . \nYES IT DOES....IF THAT STUDENT LOAN DOESNT GET PAID OFF BY THAT PERSON IT WILL COME BACK ON YOU AND CAN MESS UP YOUR CREDIT.MY FATHER COSIGNED FOR MY SISTERS STUDENT LOAN.BAD MOVE!!! BUT YOU LIVE AND LEARN......SO THINK ABOUT IT FIRST.. Answer . \nYes, it does. The reason is beca (MORE)

Can a student get a private loan without credit or a cosigner?

Answer . It is very hard to obtain a private loan without credit or a co-signer. If you have collateral such as a vehicle/boat, then you may be able to obtain a secured loan from a credit union. Try building credit with a secured card or a student visa with a low limit before attempting to get (MORE)

Where can you find school loans as a student when you have bad credit and no cosigner?

One option is to look for private grants and scholarships, rather than loans. The staff at a college financial aid office are trained to know the latest up-to-date policies about loans AND scholarships. Also, books within libraries and websites such as Scholarships.com and The College and Career Lib (MORE)

How do you get a loan when you don't have a cosigner and don't know your credit status?

Answer . \nAs to your credit status--you can request a copy of your credit reports from each of the repositories on the\ninternet. Just type in "credit reports"- pick one that will give you all three at once or get one at a time.\nIt will cost you to get your scores so be prepared.\nWhen you ge (MORE)

Where can you find a student loan if you have bad credit?

The rising costs of college tuition have made it almost a necessity to apply for a student loan today. Students not only have tuition costs, but the cost of books, meals, gas, cell phones, recreation, etc.. The variety of student loans enables students to take care of their varying college expenses (MORE)

What can you do if you have bad credit and your school has denied your financial aid request and you cannot get a cosigner for a student loan?

I know this isn't an answer, but I thought I would let you know that you aren't alone. I found out today that my Mom had been denied for student loans, and she is the only person I have to cosign. It feels like the end of the world. It feels like my dreams of going to college are crumbling before my (MORE)

Can you get a student loan with bad credit and no cosigner?

Answers from several contributors: . Have you talked to your admissions officer? Are you a single mom? There are a lot of government help that you might want to look into. . Find a cosigner with good credit in order to get a student loan. . try calling a loan officer to find out for sure. some (MORE)

Do student loans require a cosigner?

No, for the majority of student loans available in the UnitedStates you will not need a cosigner. However, for private loans,you will need a cosigner.

Who will give you a student loan with bad credit?

Answer . If you have bad credit, and you need money for school, fill out a FAFSA. It will ask for your tax information and your parents, depending on your age. You could be eligible for scholarships, or grants depending on your financial need. If you are not eligible for scholarships, or grants; (MORE)

Where can I find student loans no cosigners?

Answer . If you are looking for a loan and do not want a cosigner, you should probably rethink your situation. By saying you do not want a cosigner, you are hinting that you do not want your gaurdians to find out about this loan. If you are infact trying to hide this loan from them, you are pr (MORE)

Can you get a student loan with no job or a cosigner?

Definitely, you can easily avail student loans without any cosigner with the help of various types of student loans programs available online. You don't have to be employed in order to get student loans. If you don't have any job then it doesn't matter even then you can get this loan. If you search (MORE)

Can you be approved for a campus door loan if your cosigner has bad credit?

No. With CampusDoor-- your cosigner has to have good credit, and they'll probably have to send every bank statement they ever received in their life plus every other financial document they can scrounge up. They might also have to pull a tooth and send it to prove that they exist. But the tooth will (MORE)

What effect does a student loan have on a cosigner and the cosigners credit?

When you cosign on a loan, you are liable for payment of that loan if the other person does not make payments. Any late payments and other negatives will be reflected on your credit report. The debt will be included in your debt-to-income ratio. If the person makes all payments on time, it could act (MORE)

Are there loans for students without credit and a cosigner?

Answer (FAFSA). The FAFSA is used to apply for all types of federal student aid and serves as your application for the Stafford loan program as well.If you qualify for grants, they help with this too. Both my sons have used this program. There are other lenders out there...if this doesn't work.. (MORE)

How can I get a student loan without a cosigner?

Although it is very difficult to get loan without cosigner. Majority of the students don't apply because they don't have any cosigner. But now a day many organization are helping such student who don't have any cosigner. You can apply for such loan that not required cosigner. These loans called no c (MORE)

If you have bad credit can you get a car loan with a cosigner?

If it is a bad credit history still the loan market is full of lenders who are always ready to offer a new loan. But you should meet some conditions, the set of lenders. Loans for people with bad credit are actually easier to get then they never before, thanks to fierce competition among lenders. Le (MORE)

How can you get student loan without cosigner?

You do not need a co-signer for Federal student loans, so be sure to fill out the FAFSA form!. ==. For private student loans, you will need a good credit history, along with other lender-specific eligibility requirements, such as school attendance status, minimum current income levels, etc. If you (MORE)

Can a student loan cosigner be retired?

Some student loans to have the option of cosigner removal. Those that have the option generally will do it if: 1) 2-4 years of consecutive, on-time payments have been made, AND 2) the student/main borrower now meets the credit criteria for the loan on their own.

Can a person with bad credit get a loan with a cosigner with good credit?

Possibly. However, the cosigner needs to understand all the implications should the one needing the cosign on the load default on payments. If the primary borrower doesn't pay the co-signer will be held personally responsible for paying the loan in full. That's what they agree to when they sign as c (MORE)

How much will cosigning a student loan lower your credit score?

Hi- Cosigning a loan will not lower your credit score unless payments are late, or if the borrower defaults and you cannot make the payments yourself. A cosigner is equally liable for the loan, so if you cannot make the payments, you should not sign. The way that cosigning will affect your cre (MORE)

Is there a personal student loan for you without a cosigner bad credit and no job?

The rising costs of college tuition have made it almost a necessity to apply for a student loan today. Students not only have tuition costs, but the cost of books, meals, gas, cell phones, recreation, etc.. The variety of student loans enables students to take care of their varying college expenses (MORE)

Can a person with bad credit cosign for a car loan?

I don't think so. The reason for a cosign is because the person buying the car has bad credit and the cosigner is a guarantee to the bank the loan will be paid. Two bad credit reports doesn't equal one good one. Since you have credit problems I wouldn't sign because that will add to your debt ratio (MORE)

How can you get a student loan if you have bad credit no cosigner?

Apply for a low limit credit card - $100.00. Use it sparingly and make regular payments for 3 months, pay it off in the 4th month and repeat the cycle for 12 to 18 months. This will establish you as capable of making monthly payments on time and of paying off a debt to a $0 balance. Never be late wi (MORE)

If you have bad credit can you get a student plus loan?

In the USA, Parent PLUS loans are based on credit. Graduate PLUS loans are not based on credit. So, if you are taking the loans out for your kids, then yes the loans are based on your credit score. If you are taking the loans out for yourself for graduate studies, then it does not matter what your c (MORE)

Can you get a student loan from a bank with a cosigner?

Yes, although most college financial experts recommend this as the last resort to figuring out how to finance your college education. Hopefully before turning to a private student loan from a bank, you have applied for as many scholarships you can and have maxed out the allowance from the federal st (MORE)

Can someone with bad credit get student loans?

Student loans are decided upon the income of the student and their parents and also the college course for which they are applying. Debt is not normally considered so even someone with bad debt would possibly be able to get a student loan.