Can you cancel your health insurance any time?

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You'll need to check your Plan documents. It depends if your premiums are part of a Section 125 Cafeteria Plan (aka, premium deductions are taken from your paycheck PRE-Tax). Most plans require a "Qualified Event" to make changes outside of the Open Enrollment period. If there is a qualified event you generally have 30 days to notify your employer of the changes.
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How do you cancel your health insurance that you can no longer afford to pay?

Cancellation of health insurance policy can be more complicatedthan most other types of insurance. so following the rightprocedure when cancelling a health policy can ensure that you don'tface any problems along the way. 1. The policy holder need to call the insurance company to cancelthe policy. A (MORE)

Can you drop your employer-sponsored health insurance at any time?

Answer . You can always drop due to a qualifying event. If you did not have a qualifying event, check your Section 125 Plan (AKA Cafeteria Plan). This document dictates the contributions that you make pre-tax through payroll deduction... so your ability to stop paying may be the key to your de (MORE)

You are legally separated Can you cancel your spouse's health insurance in the state of California?

Get a lawyer to review this!!!!!\n. \nhttp://www.leginfo.ca.gov/cgi-bin/displaycode?section=fam&group=02001-03000&file=2040-2041\n. \nFAM Code 4302. A person is not liable for support of the person's spouse when the person is living separate from the spouse by agreement unless support is stipulat (MORE)

Can existing insurance policies be cancelled at any time if an insurer learns of new health problems?

Answer . Most life policies issued in the US contain a 2 year contestability period.. Should death occur within that time frame, the insurance co. has the right to investigate the death and may refuse to pay if they discover [that] the insured person commited fraud at the time of contract.. If (MORE)

Do teachers get health insurance and vacation time?

Teacher health insurance varies based upon the district or state where they work. Also, teachers do not get said "vacation time". Teachers work a set amount of days according to their particular contract. Teachers do not get paid for the days they do not work (including holidays). They are paid for (MORE)

How do you cancel your health insurance and stop the automatic withdrawals from the bank?

Call the insurance company and tell them you want to cancel the policy, and make note of the date, time and the name of the person you spoke with. Then follow up with a letter stating your wish to cancel the policy, being sure to include the date of the letter, and be sure to sign the letter. You sh (MORE)

Can health insurance be purchased any time of the year?

Individual plans can be purchased anytime.. Most group plans have open enrollment periods, or are available for enrollment after your probationary period (90 days).. Medicare has specific enrollement periods each year.

Can a spouse cancel your health insurance before the divorce?

I believe you are both responsible for any bills incurred (such as health care costs) until you are divorced, so in some cases it would behoove a spouse to keep coverage on the other spouse so that they don't end up responsible for a large bill in the case of an accident or serious illness. However, (MORE)

You are legally separated can you cancel your spouse's health insurance in the state of North Carolina?

Is this about your sorry a$$ husband? If the coverage is his, i.e., he has this health insurance through his job, or if he is paying a premium for a privately obtained policy, you obviously cannot cancel his insurance. If you are carrying him on private insurance that you are paying for, or if he is (MORE)

If you are a lawyer do you get health insurance and vacation time?

Benefits such as these are not a function of being a lawyer as such. Instead, they are a function of the lawyer's employer. Typically, a law firm that employes a lawyer will offer these benefits, as will a corporation that has in-house counsel. However, a solo-practitioner (a lawyer practicing law o (MORE)

Can you reinstate your health insurance if it has been cancelled for nonpayment?

Yes. Most health insurance policies have a grace period for you to pay that is mandated to be at least ten days. After that your policy is cancelled and you have a reinstatement period. That is mandated at either 10 or 30 days. After this period your insurance is lost for good and cannot be reinstat (MORE)

How do you cancel a current health insurance policy?

Call the insurance agent or company and let them know you wish tocancel and request their method for doing such. If you are payingit through a bank draft I would stop the draft as well so thatanother payment is not drafted before the cancellation isprocessed.

What can I do when my Health insurance company accepted late payment then cancelled policy?

My mom had the same issue. Her payment was late but they cashed the check. Issued a letter cancelling her and then sent issued her a refund. It seems to me the act of cashing the check, implies acceptance of payment. Does anyone have an idea if this is true? The letters about the cancellation came w (MORE)

How can an employer just cancel a full-time employees health insurance without notice?

Legally, in most situations, an employer cannot "just cancel" any employee's health insurance without notice. A federal law known as ERISA requires 60 days' notice of "material reductions." Courts disagree over whether cancellation is a "material reduction" but all at least agree that concurrent not (MORE)

Can you cancel my child's health insurance at 18 if my child does not live at home?

The answer - for the time being - is going to depend on where you live and what kind of health insurance you have. It is possible that your health insurance company was within its rights to cancel a dependent child's health insurance at age 18 in these circumstances. However, one of the provision (MORE)

Is there any health insurance for a person with a illness?

In general, yes. However, currently, an insurance company may exclude coverage for the illness for which the person is being treated. Often, the exclusion is for a specific period of time, and thereafter, even that condition is covered. Health insurance and certain other forms of personal insurance (MORE)

Can a husband cancel his wife's health insurance if not legally separated?

If not legally separated, you will probably have to wait until open enrollment through your employer to cancel her insurance. If you do get legally separated, you can cancel insurance as you have had "change in status." Usually insurance companies will process changes outside of open enrollment when (MORE)

Do you get any cash value from cancelling term life insurance?

no you do not , you can however convert the policy to a 'perm' permanent or whole life policy generally without going thru medical again. The term policy is for a specified term, 88$ of these policies never get paid out because the insured outlives or cancels the policy. A permanent policy generally (MORE)

Any cheap health insurance companies?

Motor Club of America is by far the best cheapest insurance company I've ever heard off. For just $20 dollar a month you get roadside assistance, discounts on prescription drugs, vision and dental care along with up to $55,000 immediate cash hospital benefits for more information please contact me a (MORE)

When can a health insurer cancel your insurance for non-payment?

Most insurance policies, including health policies, provide for a stated due-date for the payment of premium each month. They usually also provide for a grace period (such as 10 days) after the stated due date within which the company will accept the premium without penalty. The policy may be subjec (MORE)

How can I cancel my federal health insurance?

If you are an active employee you would need to contact your personell office, and if retired, contact the office that handles retirement benefits. It should only require that you sign a form or two.

How do you get health insurance as a full-time student?

Depending on your age, if you are a full-time student and a resident of your parents home you can remain on their health insurance until the age of 26. Be careful if you don't take enough hours one quarter or semester to meet the requirements for full-time student at your college. You can purchase w (MORE)

Can you cancel your spouse's health insurance during a separation in Maryland?

That would not be a very nice thing to do, what you should do is write to your spouse and the insurance company, point out that you are now separated and indicating that you will no longer be paying for your spouses insurance after a fixed date in the future. This informs the insurance company of yo (MORE)

Can employer cancel health insurance upon termination?

Technically employer should inform the insurance company when they terminate any regular employee. Then insurance company will give 31 days window after termination date. That way, the emplyee could able to change their insurance either to new company benefits program or convert to individual health (MORE)

Can a person cancel an auto insurance policy at any time from the date the policy?

Each insurance policy is different. Technically you are able to switch companies at any time BUT there could be a penalty or fee for leaving before your renewal date. You need to check your policy and do the math to see if it is worth paying the fee to get the benefits of the new company. If you (MORE)

Can an employer cancel your health insurance without offering you a cobra plan in Texas?

Yes, there are several different circumstances where this could happen. If the employer has discontinued the plan entirely, then there is no COBRA coverage to be offered. If the company has fewer than 20 employees, the plan does not have to offer COBRA coverage. If the company is a church, it is not (MORE)