Can a child of divorced parents be covered under both parents' insurance plans and if so does this need to be disclosed to the insurance companies?
You only need to disclose it if they ask you. Which I'm sure they will on a claim form. You can't collect twice. Just up to the amount of the total bill. There are "supplemental" plans or individual plans that would pay twice.
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If you are a minor in need of car insurance do you have to be under a parent or guardian's insurance plan to drive?
As long as you hold a valid drivers license, you usually can obtain motor vehicle insurance as long as meet the insurance companies underwriting requirements, such as no ticke…s, no accidents, no suspensions, and do not ow any insurance company money. If you are young, usually the premium is high. The idea behind letting a minor enter in to a insurance contract is one of the few contracts a minor can enter in. Because if you have a license to drive, you need insurance.
You will have to add him to your insurance. He will be under your name and your premium will go up! if you don't do this the insurance company may look the the DMV to see how …many licenses are registered under your home address, then they will call and ask if he is insured. so it's better to just go and tell them to add him to your policy.
How is the primary policy for health insurance determined when a child is covered under both divorced parents' policies?
\n. \n Answer \n. \nI would say use both insurance's because neither of them pay 100%. Use one insurance for primary and let the other insurance pick up what the other …one doesn't pay. Kind of like a supplemental insurance.\n. \n Answer \n. \nAbsolutely use both. If you get to make the determination then choose as primary the one with the greatest benefit. Don't be surprised however if each wants to claim that the other is primary. What it may come down to in that situation is the one that was in place first will likely be considered primary.
In order for your child to have insurance coverage, your child would need to be listed as a covered person on the policy, and a premium would need to have been collected for t…he child. Even if both parents are insured, if your child isn't on the policy and has not been considered as a portion of the premium, then there is no coverage.
Whose insurance pays for the birth of a child in California if the parents are not married but both have insurance?
The female since she's having the baby.
Yes ... in fact, any passenger. Remember to wear your seatbelts.
I believe it is until 18 years of age, unless the child is a full-time student.
Perhaps, if the parent is a bona fide dependent of yours. Do you claim the parent as such on your taxes?. Best to check with the insurance carrier and your particular plan's …exclusions, etc.. No, Only the following family sizes are allowed. (A) One adult (B) One adult and any children (C) Two adults,and (D) Two adults and any children. I am not aware of any states that allow parents, even disabled ones, on an employees certificate of coverage.
You need to be insured where you live.
No, the unlicensed child is not covered under the parents policy unless that child is a scheduled driver on the parents policy.. It is illegal to operate a motor vehicle on p…ublic roads with out a drivers license. Most parents already know that.. It is also illegal to operate that vehicle on public roads without proof of financial responsibility.. Fortunately the Parents are insured for acts of negligence in allowing the unlicensed child to illegally operate the vehicle.. So basically the child is not a covered driver. Now the Insurance company will most likely pay a claim or loss if the unlicensed uninsured child has an accident. The claim would be paid not because the child was covered but rather the Insurer would be paying a negligence claim against the covered parents.
Usually the primary custodial parent, but parents may make other arrangements if they wish.
You have the option to add your teen to your auto insurance policy, or you can buy a "stand alone" policy from an agency that specializes in providing insurance for teens. Com…panies that provide car insurance for teens only place certain restrictions and requirements on teens' driving habits, such as attending driving school and not driving after dark, which allows them to keep rates down.
It's not considered a require item in the support of a child. Having a car is neither a necessity or right of a child.
I think the wife's insurance is primary.
Yes. Each state handles insurance differently so you might want to just make sure with someone in your state. The easiest way to explain car insurance to prersons without any …insurnace trainin is this. Insurance follows the car. If you insure the car then who ever drives the car the damage is insured. Now if someone steals your car or uses your car without permission that is a different story. The insurance will pay to fix your car but will not pay for any damage caused by the unauthozied user of the car. The insurance company should be advised that your have a young son or daughter who is starting to drive to have their named added as a driver to your policy. Insurance companies like to know who the primary driver is for each vehicle you own. They also like to know how the car is used and how many miles it is driven each day for work or school. The rate you pay is based on who the driver is, what the car is, and how it is used. If the driver is risk ( lots of tickets and very young) if the car is expensive and sporty (corvette) and it is used to commute into New York City each morning you will pay a lot of money to insure that car. If the driver is a 40 year old man with no tickets living out in the country and the car is a old pickup truck and he uses it to go from the farm to the grocery store once a week the insurance will be inexpensive. Make sure you call your agent and get the child's name added to the list of drivers who may be driving the cars you have on your policy.
The one who has custody of the child. If the child stays at the other parents home part of the time and drives their vehicles then the child must also be listed as a driver on… that parents policy.
This will depend on the kind of health insurance your parents have. Some health insurance may cover pregnancy while others do not. You will need to contact your insurance agen…t and ask them about your family coverage.You should also have a insurance booklet that states what treatments and doctor visits are covered and what is not covered.