Can General Liability Insurance also include Garage Liability Insurance?

already exists.

Would you like to merge this question into it?

already exists as an alternate of this question.

Would you like to make it the primary and merge this question into it?

exists and is an alternate of .

Yes it can. In fact, a policy written on a "Garage Liability Form" will show a limit for "Auto" and then also show a limit for "Other than auto". Auto liability is basically due to the fact that the garage will test drive autos while fixing them. Other than auto is the premises or general liability. This shows that garage liability will also include general liability on the declarations page.
4 people found this useful

Did commercial general liability insurance replace comprehensive general liability insurance?

There is no such thing as a "comprehensive" general liability policy. It is "commercial" to differentiate it from personal-lines coverage. It is commercial general liability policy, or CGL; a generally standard group of coverages, exclusions, limits. This is different than a manafest policy where co (MORE)

What is general liability insurance?

Usually this is insurance taken out by a business to protect against the risk of being sued - or held liable - for damage or injury that occur while they're conducting their business

What is the difference between farm liability insurance and vacant land general liability insurance?

Farm Liability is often a Farm Comprehensive Personal Liability coverage form and generally covers the land on which you farm as well as the products which you produce as a farmer. It covers the personal liability for the insured(s) as well as the farm exposures. There is some off-farm property cove (MORE)

What does general liability insurance cover?

The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident (MORE)

Can you get general contractors liability insurance by the job?

The companies I work with have a minimum earned premium of 25%. So technically you can buy it by the job but it will cost you a lot more than if you kept the policy for the year. As of August 2012 there are now per job policies available to contractors in about half of the states in the US.

What is the cost of 5000000 General liability insurance?

Most insurance companies will write 1,000,000 per occurrence with a 2,000,000 aggregate. If you wanted a total of 5,000,000 you would need a 4,000,000 umbrella/excess liability policy. But to answer your question it depends on the type of risk.

How is general liability insurance calculated for a general contractor in NY?

Well it depends on the company providing the policy. Most willcalculate the premium based on your direct payroll and they couldalso add in payroll for your subcontractors. If you don't want topick up the premium charge for your subcontractors you will have toshow the insurance company that the subs (MORE)

What is the difference between Comprehensive General Liability insurance and Public and Products Liability insurance?

The correct term is COMMERCIAL GENERAL LIABILITY. The term Comprehensive General Liability is a old term that was at one time used as well as Public and Products Liability. These terms are often used to mean the same ideal. Over the years the legal profession will contunuie to use them in a written (MORE)

What is General Commercial Liability Insurance?

Commercial GL covers your business for damages alledged by a thirdparty including bodily injury and property damage. When you start acompany, you should purchase GL insurance when you have any of thefollowing : Sales, assets, employees, a physical location.

How much does it cost for General contractor general liability insurance?

The cost of general liability depends on. 1) The type of contracting work you plan to do (Commercial, Residential, Demolion etc). 2) The amount of work you plan to perform in a year. 3) Your expected payroll and/or subcontractor expenses. 4) The amount of coverage you want. (Do you want $100 (MORE)

What does commercial general liability insurance covers?

The answer is found in the insuring agreement of the policy. It states that the company(insurance carrier) will pay all sums the insured is legally obligated to pay for bodily injury and property damage to which this insurance "applies"caused by an occurence in the coverage territory. However you mu (MORE)

What is contractor's general liability insurance?

Contractor's general liability insurance is, essentially, "malpractice" insurance for general contractors. That is, it provides indemnity for a party who has sustained compensable injuries for the negligent act or omission of a general contractor. Like other liability insurance, this type provides (MORE)

What does general liability insurance provide?

GL Insurance provides your company defense and settlement costs forlawsuits alledging damages coming from a third party that you havesomehow financially harmed. This can be bodily injury or damagedproperty. GL Insurance is subject to many exclusions so make sureyou work with your broker to understan (MORE)

Can your liability insurance company also bond your construction company?

Not only is it possible for the company writing the commercial general liability insurance of a contractor write a surety bond for the same company, it is often preferred.. The insurer writing the commercial general liability (CGL or GL) is uniquely qualified to write the bond quickly and in a more (MORE)

What is a composite rate in general liability insurance?

This is a rate established at the beginning of a policy period. It is a rate based on the "average" of the same type of classes or work-such as all restaurant work, etc. This type of policy is normally audited at the end of the policy term to adjust for additons or deletions of coverage throughout t (MORE)

What is the difference between personal liability insurance and general liability insurance?

Personal Liability insurance is purchased by individuals and is normally included as part of a residential insurance policy, such as a Homeowners, Condo or Tenants package. It provides the insured with protection against lawsuits from third parties arising from the ownership and/or occupancy of the (MORE)

How is general liability insurance different from public liability insurance?

Technically, there is no difference between the two, besides thefact that many of the public and product liability risks are oftencovered together under a general liability policy. These risks mayinclude bodily injury or property damage caused by direct orindirect actions of the insured. You can re (MORE)

What is Commercial General Liability Insurance for tenants?

I am assuming you mean a tenant in a commercial building as opposed to a residential tenant (i.e. apartment dweller).. A tenant in a commercial building will typically be a business of some sort (eg. a Retailer located in a shopping Mall, or a manufacturer who rents a warehouse or plant, etc.). Wha (MORE)

What coverages are included in a Commercial general liability insurance policy?

The insurer's general undertaking in most liability policies is to pay those sums that the insured becomes legally liable to pay as damages because of bodily injury or property damage to which the insurance applies. The insurer also undertakes to defend the insured against any suit seeking those dam (MORE)

If you have general liability insurance why do you need employment practices liability insurance?

Because some of the types of losses covered by General Liability Insurance are excluded. It does not cover you for discrimination or other illegal acts on the part of the employer. Read your General Liability policy and you will see it is for premises liability and property damage as well product (MORE)

If you have Professional liability insurance why do you need general liability insurance?

Professional liability insurance will protect you against lawsuits arising from your actual professional services rendered. Suppose you have a consulting business, and you are sued for providing incorrect information, that would be a professional liability. Insurance agents and accountants need a si (MORE)

What happens if a contractor does not have general liability insurance?

The contractor may not be able to qualify for jobs, as most principals require proof of insurance as a condition of the contract; this is especially true for public sector jobs. If the contractor is responsible for damage to the property owner or others who would otherwise have been within the ambi (MORE)

When is general liability insurance required?

General liability insurance is required for your business as soonas you have something to protect, whether that be assets, sales,employees, a building, etc. We recommend you buy general liability insurance once you have alocation, sales, employees, or anything to lose. GL Insurance helps you prote (MORE)

Does renter's insurance include liability insurance?

Yes. This is why most apartments or landlords require it. This is something that a lot of people overlook when renting. If someone is injured on your promises you are liable. Most comprehensive tenant's policies include $1 million in personal liability, which is pretty standard. Liability coverag (MORE)

Is insurance a liability?

No, Insurance is a means of contractually transferring risk including the risk of liability to another entity, namely the Insurance Company issuing the policy.

What is the minimum on general liability insurance?

Do you mean minimum price? Usually $500 for a one year policy, fora company with nearly no risk and very little sales. Policy pricingis based on tons of different factors. Check out the intro to GLinsurance link I posted onto this discussion.

Does general liability insurance cover theft?

No. When you get liability insurance, you are basically getting insurance for everyone else on the road that you may cause damage to. It does nothing to protect you from theft, vandalism ect.

How important is general liability insurance?

It is extremely important to purchase general liabilty insurancebecause if not, your business will have to pay to defend itselffrom lawsuits out of pocket. Unfortunately even unmerited orfrivilous lawsuits can be costly to defend against. Liability insurance is priced based on risk so if you dont h (MORE)

How is liability insurance handled in insurance?

In most cases, clients are handed over with the processes and legal documentation of getting an insurance from a company - providing the necessary information ,limits and scope of the client's insurance - which then includes liability insurance.

What does commercial general liability insurance cover regarding contents liability?

The commercial general liability policy provides coverage for liability not contents. If you only have the CGL then there is no contents coverage. Commercial policies are generally put together by adding different policies as needed for particular coverages. There are many different commercial polic (MORE)

Where can you get general liability insurance for pro wrestling?

Just Ask your insurance Agent. There are plenty of companies that will underwrite risks in the Sporting and Sports Entertainment industries. General Liability is designed to protect you and your business from certain claims, you may want to consider Medical and Personal Injury coverage for the Wr (MORE)

Where can one find and buy a cheap garage liability insurance?

This is considered as the most basic auto coverage. Moreover, this is a requirement to drive legaly in most of the U.S. states. Nation wide website allows you to consult their Resource centre or contact their agents to help you finding the cheap liability car insurance.

What are the average general liability insurance rates?

There are too many factors to take into consideration before this question can be answered successfully.The first issue is the size of the company. Different sized companies will require different level insurance rates.Another issue is country. Insurance rates will be higher in some countries than i (MORE)

What does comprehensive general liability insurance cover?

Comprehensive general liability insurance covers businesses against many liability exposures of a business. Comprehensive general liability insurance coverage includes completed operations, elevators, independent contractors, and more.

What is included in a Liability insurance for tradesmen?

Liability insurance for tradesmen is important to have for small business owners. Most of the policies include professional advice, equipment and material costs. Several things such as income if you are unable to work due to injury can be added on if desired.