Are dogs for the blind covered under insurance And dogs for the handicapped are not?
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I am a licensed insurance agent; licensed in 45 states for 16 years. I sell animal liability insurance and have extensive insurance experience. First, a dog bite will never be covered if you buy insurance AFTER the bite has occurred. Second, you should always have a renter's insurance policy… or homeowner's insurance policy, regardless of whether or not you own a dog. If your dog has no prior bite history, you will probably have coverage for a dog bite in the future. But you should always read your policy to be certain that coverage for animals or coverage for certain breeds of dog are not excluded. Third, if your dog cannot be covered by your renter's insurance or homeowner's insurance; you can always buy animal liability insurance to cover such unfortunate events. (MORE)
Answer . Yes. I used to work for an Insurance company in the claims department. It will be covered under the section "personal property" of your Homeowners policy. You will however have to pay your deductible. If the deductible exceeds the amount to replace the item, the company will not pay. If …it costs more then your deductible to replace it, then the company should issue a check for the remaining amount. So if it costs $2000 and you have a $500 deductible, you should get $1500. (MORE)
Trick I learned from the vet: bounce a light ball on her nose if she blinks, she can see, if not........
Depends on what's causing it. Bring it to a vet and ask. Cataractsare quite easily operated.
truthfully dos are not colorblind they can see all colors. Dogs eye vision can get confused of colors that look similar, like red and orange they also see things a little darker or lighter then we do Dogs go much by smell, so not having color vision hasn't been required for their survival. In fact …many animals other than dogs are (partially) color blind. (MORE)
Dogs like to cover their noses under blankets when they are playingand when they are seeking comfort. Dogs are social animals andenjoy the act of cuddling.
Generally, no. . Most dogs have decent vision, but not as good color vision ashumans.
Most, if not all dogs have poorer color vision than humans. Itdoesn't bother them, so don't let it bother you.
Your health insurance will not cover your pets. It will usually cover children and spouse. Pets are not considered to be human beings by insurance companies.
In general, a specialized transmission may not be covered for fullreplacement. If it is damaged because of the fault of anotherperson, it may be covered or at least partially so.
Dogs are very adaptable; blindness in one eye shouldn't impact the quality of life of the dog at all, and the dog will learn to compensate quickly. Dogs don't see nearly as well as they smell--for a dog, the sense of smell is paramount to life, so as long as his nose works, he's happy. Take the dog …to the vet to make sure the eyes are otherwise healthy and don't have any other pathologies, etc. (MORE)
They help the handicapped by reaching items the people can't reach like if they drop something they probably can't get so a dog would get it for them also for blind people they show them where to walk, where to stop etc so they dont get hit by cars crossing the road.
If your dog has distemper, he or she should be at your Veterinarian's place. This is a most painful disease to die from and is very contagious to other non-vaccinated dogs . It is rare that they can be saved. So please please take your pet to your Vet if you have not already, to get his or her op…inion on what can be done, if anything, to save your dog or to have it euthanized to put it out of its pain. I would not worry about blindness at this point, just about the quality of its life at this point. A simple vaccination could have prevented this! (MORE)
If you have a dog and it always sleeps under the covers its because its warmth under your blanket or something is making heat in the dog or cat!
Yes. It can. I called the vet. They said to use several bottles of Saline and rinse their eyes out with them. That is what they do at the emergency ER vet clinic.
\n. \n. \nSense of closeness perhaps, like whats needed for people who suffer from agoraphobia. Could also be for warmth or the bed smells like it's favorite human. Could also be just plain imitation.
That will depend on the individual insurance carrier. Some will not cover dogs at all, some cover only certain breeds, and some will cover any dog with no previous history of aggression. Ask your insurance agent whether your own policy covers your dog.
There are many conditions that can cause temporary blindness indogs. Some of these conditions include a tumor behind the eye,chemical irritants getting in the eye, or seizures.
Yes and no. They can see certain colors and the combination of those colors. Some colors they cannot see as well. It's not like "Red/Green" color blindness in humans.
A dog can go blind at any age, but it is more prevalent as they get older. Some breeds are particularly susceptible to cataracts.
Doubtful. Most policies exclude damage from domestic animals. Consult your policy or with your agent.
Primarily, eye color is determined by genetics. Although irises come in different colors, they actually only contain brown pigment. When an iris has alot of brown pigment, the eyes appear brown or dark. When the amount of brown pigment is small and is only on the back surface of the iris, the shorte…r wavelengths of light are scattered from the unpigmented portions and eyes appear blue, green or gray. This effect is similar to the scattering of light that makes the sky appear blue. The iris pigment may not be fully developed at birth so alot of young animals eyes may appear blue or gray at first until their pigmentation fully develops. Sometimes, one eye may contain more pigmentation than the other, making the eye colors within one individual distinctly different. Siberian Huskies are one of the breeds that commonly display this trait. (This is why dogs have blue eyes) --There, is a lot of dog breeds that have blue eyes, not only Siberian Huskies-- (MORE)
some blind guy had a pet dog. the dog had x- ray vision and took him to places!!!!! :)
There are two ways to research an animal's ability to see colors. . One is by dissection. . The retina in the eye contains cells that react to incoming light, and different cells react to different colors. . If an animal hasn't got the kind of cell that reacts to red colors, then that animal can'…t see red. . Since dogs are easy to train, one can also test their color vision experimentally by trying to train them to recognize different colors. . It's a bit tricky, since they have a very good sense of smell. If the colors were to smell differently, they might use that to figure out what they're expected to do instead. . Current research indicates that dogs aren't entirely color blind, but that they have poorer color vision than humans. (MORE)
There is no general list. Each Insurance company can make there own underwriting guidelines regarding what type of pets they are or are not willing to provide liability coverage for. Answer pitbull
Your personal property coverage specifically excludes "animals, birds or fish". You could attempt to make a liability claim against your friend, and their liability coverage might apply, but that could have serious consequences for your friend's rates and future insurability. You'd have to consul…t an attorney to go that route. In your situation, this could be a difficult claim to prove. You might be better off leaving things alone. (MORE)
It depends on what type of coverage you are looking for. If your dog chews up your own property, probably not. You need to be proactive and either teach your dog not to chew up your stuff or isolate it so it can't chew up your stuff. However, if your dog chews up someone else's stuff, it probably wi…ll cover it. In Wisconsin, there are two types of coverages available that might provide coverage: damage to property of others, which applies regardless of whether or not you are liable for the damage (although in this case, you would be), and personal liability coverage which only applies in instances where the damage is your fault. Usually the damage to property of others coverage is limited to about $500. The personal liability coverage is usually a minimum of $100,000, but is often much higher. (MORE)
Homeowners Insurance Policies generally do not provide coverage for damages and incidental losses expected from pet ownership.
Not only does one have to meet the legal definition of "blind" ( the standard is less than 20/200 visual acuity in the best eye with the use of corrective lenses, and/or less than a 20 degree field of visual acuity), one also has to have completed Orientation and Mobility (O&M) training using the wh…ite cane before acceptance from a legitimate Guide dog providing organization. If one does not meet the legal definition of blind or has not had O&M training, one is not qualified to have and use a Guide dog in the US. All legitimate Guide dog providers require O&M training before a blind person is considered for Guide dog placement. Without the O&M training, all a Guide will do is help the blind person get lost faster than with the use of the white cane. No, different schools have different requirements. Many legally blind have a form of tunnel vision so can see a small area, i.e. as if you were looking through a paper towel tube. Some can see light and blurry shapes, so being totally blind is not required. (MORE)
They r scared and not really used to being under a cover its the same thing as life a dog has to get used to a new home be4 its official
It's possible but you should contact your insurance agent and ask. Most homeowners insurance policies these days have default language that excludes liability for for animals.
We have a Little dog that is blind. And he urinates on the floor.Can we cover the hardwood floors with a heavy plastic?
You can but it won't do anything. Either potty train the dog or get doggy diapers: they're just like baby diapers but they have a hole for the tail.
The dogs usually, open the doors, bark, for where something is, if the blind human, needs to obtain something. The dogs, are trained all this, they're usually labs, or golden retrievers, that do this job, because they're easily trained for work.
Dog insurance can cover almost everything from injuries to dogs, to accidents that can cause injuries, and even veterinary visits. It usually covers the majority of the costs and there is a copay just like health insurance.
No, Damages to your property sustained incidental to pet ownership are considered normal and expected. "Normal Wear and Tear". Your Homeowners Insurance Policy typically provides Property Hazard insurance that covers certain sudden losses resulting from covered perils such as fire, lightning, win…d, hail, theft, vandalism, etc. (MORE)
the main causes of blindness are problems with the retina (that means the pupil will look big and see through rather than just black) and cataracts- which will look like blue, milky opals in the centre of the eye. blind dogs will bump into things, especially at night, and they might also not be able… to catch a ball or see their owners to come when they are called. Diabetes is one cause of cataracts. retinal detachment can be caused by high blood pressure or can be hereditary. (MORE)
Zurich insurance does not cover dogs unless you have a dog employed at your construction company. Zurich insurance specializes in commercial property and causality insurance.
Yes you could eventually. There is a blind gene in the dalmation breed. Normal ethical breeders would want to breed the bad gene out of their gene pool. This is putting it all very simply. Why would anyone want to breed a bad gene into their breed?
There is a lot of different organizations that provide trained guide dogs for people who are blind or have low vision, completely free of charge. Most of them require you to apply, either by submitting an application online, printing out a copy & mailing it, requesting a paper copy or complete the a…pplication over the phone. I would say that, Guide Dogs for the Blind site is the best one, as they still offer their help & support after training is finished, they also have the Veterinary Financial Assistance Program, financial assistance is available, to support you if you are in need of financial assistance in providing veterinary care for your Guide Dog. The reimbursement process requires that both the completed GDB reimbursement form and the itemized invoice are mailed together to GDB. (MORE)
"They have many different policies available to cover dogs in the United Kingdom. You can have annual, per condition, or life long coverage. Each of these comes with different prices and different coverages involving coverage of an initial illness, and longterm illnesses. The only one that covers fo…r longterm illnesses is the third option." (MORE)
Homeowners Insurance does not cover incidental property damage or loss resulting from our choice of pet ownership. Answer it depends , if it is your dog no you don't have any coverage for that . However, it covers dog chewing contact lenses.
the best way for a pet is to ensure your pet.whenever you ensure your pet everything gets cheaper for you can reduce paying thousands of pounds for the vet bills and sure those savings are being used the way you originally intended them tooo
Guide dogs help blind people in many ways, beginning with giving unsighted people independence. Many blind people can't get around without the help of a well-trained guide dog. Guide dogs go through extensive training. It takes between 2 and 5 years for a guide dog to be ready to be matched with a d…isabled person. Training includes basic obedience and service dog training. Providing protection and companionship are other ways these dogs help blind people dogs can only help the blind if they have been trained as guidedogs and they help by leading them through obstacles and and acrossroads safely. The dogs might help blind people by smelling and barking if dangerous things are about to happen . The blind still need to do the average day things like shopping at the grocery store and crossing streets. Seeing Eye dogs help them by stopping them when a car is passing by and leading them through streets. it can help the blind by it using its nose to smell where you need to go.dogs are very smart they help blind people,but only some dogs do this.my dog is a nose dog and it smells where to go.i hope i answered your question.have a good day. (MORE)
No. I don't think your dog eating your dentures would be covered. First off your deductible is involved and secondly it's your dog. i would call the vet as the dog may need surgery. Whether or not you will get them back from the dog one way or another.
I believe in most any situation that carpet damaged by a dog will not be covered. Of course it will depend on the actual policy and what happened but in most if not all cases this type of damage would not be covered.
Dog insurance covers illnesses, cancer, vehicle accidents, poisonings with food and plants and other common issues.
Underdog is a 1960's TV cartoon character that flies and fightscrime, like Superman, except that UD is much funnier. The word "underdog" refers to the canine underneath another poochduring a dogfight, and therefore losing the match. Figuratively, anunderdog is a person whose chances of winning any …type of contestor challenge seem to be low. The word can also refer to a countryor company that is involved in a dispute and is not expected to winit. (MORE)
No, That's just a result of our lifestyle or our choice of pets. Damages from our pets are considered to be a normal and expectedresult of pet ownership. Damages to our home and property by our choice of pets are neverconsidered a covered peril under a homeowners insurance policy.
If you have expenses due to being bitten by someone's dog, one waywould be to go to your insurance company to make a claim. They willgo after the people for you and find out if they have umbrellainsurance.
Not Likely unless you scheduled it on your homeowners insurancepolicy and paid an additional premium for it. Personal aid devices of this type are generally covered throughyour health insurance provider.